Very Important! I Need Your Feedback!

Re: VERY IMPORTANT, I Need Your Feedback!

First of all, why do you even have to ask this question?
Cops? BS? Headaches?

As Extreme would say, get the FUNK out!!!

:yes:
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Great avatar!!

Good advice! What more needs to be said. The sooner the better!
 
Re: VERY IMPORTANT, I Need Your Feedback!

Unfortunately, my life is not as clean and easy as yours. If my income fails, I'm on the street within a couple weeks. I do what I have to to survive in this world.
Look, you've made several mistakes here:
1. Generating commission checks while on unemployment.
2. Coming here and announcing same.
3. Attempting to bust MY chops when I pointed out your mistake. (I'd even given you the benefit of the doubt. I actually presumed you were unaware of the usual regs.)
4. Rationalizing YOUR behavior, on a public forum, with a tired "I do what I have to do" trope.

How about you stick to whatever's LEGAL? I doubt you're going to find too many on this board willing to turn a blind eye to obvious crap. Sorry you're in a tough spot. I've been there. Insurance is a heavily regulated industry for a reason. Follow the rules or you won't last. And the rest of us will be better off.
 
Re: VERY IMPORTANT, I Need Your Feedback!

The fact that you'd even need to ASK if you should stay - boggles the frontal lobe.

Good luck dude - ya gunna need it!
 
Re: VERY IMPORTANT, I Need Your Feedback!

Look, you've made several mistakes here:
1. Generating commission checks while on unemployment.
2. Coming here and announcing same.
3. Attempting to bust MY chops when I pointed out your mistake. (I'd even given you the benefit of the doubt. I actually presumed you were unaware of the usual regs.)
4. Rationalizing YOUR behavior, on a public forum, with a tired "I do what I have to do" trope.

How about you stick to whatever's LEGAL? I doubt you're going to find too many on this board willing to turn a blind eye to obvious crap. Sorry you're in a tough spot. I've been there. Insurance is a heavily regulated industry for a reason. Follow the rules or you won't last. And the rest of us will be better off.

You've made the mistake in continuing to harp on the point while you said you were done talking to me before. Stick to your word, and bug off. I'm sure you're a nice guy, but you're not helping me out.

Anyways, guys... It looks like I'm going to give about 2 more weeks to this agency to see if things make a 360.

If not, I'm going to try to have a backup job waiting for the transition to another agency.

Thanks!
 
Re: VERY IMPORTANT, I Need Your Feedback!

Keep in mind that there are no shortage of other agencies available for you to work at.

You don't want to loose your insurance license (or worse) working for a shady organization. Search around the forum; I guarantee you will find plenty of other places to work at (and probably make more money).

Good luck!
 
Re: VERY IMPORTANT, I Need Your Feedback!

Wow. What a train wreck.

I think the writing is on the wall. Dont go on any more of their "appointments". Go in, sit down, ask for a release. Go home, open the phone book, call an honest agency. Compromising your morals will always come back to bite you in the bisquits, trust me.

Your done with that place. Period. Walk, no RUN away.
 
I just finished my third week with an agency in SE PA.

I signed what was a standard contract for leads and appointments to be made by a telemarketer at the agency. I get the appointments daily (between 3-5,) and go out to seniors' houses to sell Medicare Supp/MA/HHC/LTC/HIP plans.

The card says that there are new Medicare changes for 2009, and that certain deductibles have changed and that they may affect their current benefits.

There are many people who have been there 10+ years, and make a lot of money at the agency.

HOWEVER, in the past 2 weeks, I've had the cops looking for me on 3 occasions, and people are consistently telling me that the telemarketer makes the insinuation that I am from either social security or Medicare. They check with SS, and find out they know nothing about me, and usually the minute I get there, I am greeted as a scammer, or criminal.

Some people I have been able to help, and I have averaged about $3-$400 weekly in commissions, which is borderline what I need to get by in gas, etc..

I'm on unemployment, and have been forgoing/withholding my commissions until I am sure I want to give up $550 in unemployment weekly for this.

My issue is, I don't know how, despite the cops, and lead problems, how I will be able to get by the first year after the OEP ends (April-November,) with these totally unqualified/partially pissed-off leads.

Should I request a release, stay on unemp, and try to find another agency? Is this just part of the business, getting cops called, and hardly scraping by on MAs? I haven't sold a HHC or Medsup yet.

Help me please!

First, I would ask for a copy of the script that the telemarketers are using and if possible, to listen in on an appointment setting session. Then I would recommend calling the authorities to find out why they are looking for you. This is a highly regulated space, mainly due to predators that go after seniors. Did you investigate this agency before you partnered with them?
 
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