What Companies Allow Replacements In Kentucky ?

Maybe you shouldn't rely on the forum for information?

I know,right ?

Does LBL allow replacements in KY?

Do you know the key players at New Horizons ?

They claim they were FE field agents back in the day .
 
I know,right ?

Does LBL allow replacements in KY?

Do you know the key players at New Horizons ?

They claim they were FE field agents back in the day .


I don't write LBL.

I do know the people there.

People claim a lot of shit.

The best place to get a KSKLJ contract is FEX. If you want to deal with someone else then contact someone else.

It's not this difficult. You could have already contacted someone in the time you have spent here posting about it.
 
I don't write LBL.

I do know the people there.

People claim a lot of shit.

The best place to get a KSKLJ contract is FEX. If you want to deal with someone else then contact someone else.

It's not this difficult. You could have already contacted someone in the time you have spent here posting about it.

Calm down bro.

Not even licensed in Ky only exploring the possibilities of what I may need to do to be competitive there.

Not licensed in any state KSKJ does business.

Only a handful of counties that border Virginia I would cross over to.

Thanks for the information.
 
I know,right ?

Does LBL allow replacements in KY?

Do you know the key players at New Horizons ?

They claim they were FE field agents back in the day .
Both owners are long time Med Supp agents. I used to run into their business 40 years ago. Not sure how much FE they've sold, but they were never "FE" agents by JD's definition, maybe sold it cross selling.

They were probably one of the 1st FMO's to offer KSKJ. I remember when they were offering KSKJ Med Supps, probably 15 years ago. I didn't pick them up because of the Catholic / Christian requirement, I'd never seen that before. Doesn't bother me now.
 
Calm down bro.

Not even licensed in Ky only exploring the possibilities of what I may need to do to be competitive there.

Not licensed in any state KSKJ does business.

Only a handful of counties that border Virginia I would cross over to.

Thanks for the information.


There’s nothing for me to calm down about.

And what competition? I told you to contact my IMO for a contract.

WTF is wrong with you?

You ask questions. Get answers. Argue the answers then act like someone else is the problem.
 
Nothing wrong here bro……always all good here,dude.
It’s simply a matter of time before you start with the tough talk,insults.
Are you bi-polar ?
I know good and well FEX has the contract.
 
Nothing wrong here bro……always all good here,dude.
It’s simply a matter of time before you start with the tough talk,insults.
Are you bi-polar ?
I know good and well FEX has the contract.


What the hell are you talking about.
I answered every question you asked.
Then you start insulting.


Weird dude.
 
How would they clean sheet? Especially with a phone interview?

Why is it always the agent's fault when companies screw up?
Not hard for a crooked agent if they have the cooperation of the client. They simply coach the client on what to say during the phone interview. That is the reason some companies did not want to do an interview with the agent present.
 
How would they clean sheet? Especially with a phone interview?

Why is it always the agent's fault when companies screw up?

Since the invention of insurance, carriers blame agent, agent blames carrier, marketing blames actuarial for bad pricing, actuarial blames agents for bad expenses & mortality, agents blame underwriting & underwriting blames agents .....except at company events where everyone acts like they are one big family. Lol
 
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