What Companies Allow Replacements In Kentucky ?

[noah]

This shit cracks me up. You think these folks have any loyalty? If you sell them something overpriced, I guarantee any agent worth their salt will get in there and replace it. And you won't be able to do anything about it.

I got replaced by a captive Moo agent yesterday. My client had a small LBL I wrote her level issued 2020.
She mailed in another card a few months ago. She didn't remember me,didn't know she had the LBL,I had to show her it was inforce on my tablet.
Turns out she had recently had a mini stroke,got scared,sent the card in because she realized she needed more life insurance.
I wrote her some GTL,left the LBL in place.
She's 78 years old.
The Moo agent replaced both policies.
You are correct.
She won't return my calls.

I'll attempt to,conserve,however…….

I don't bust my balls on NSF's,cancellations,or getting replaced.

Ben Boman said something on this forum a few years back.

"Just buy more leads,find better customers ".

He's right !

 

[rousemark]

Word has it ol' Rouse been in the business for over 50 years. Back in his prime he stayed out there week after week and didn't come home till he wrote 3-5K in FE premium every week.

MDRT

Heavy hitter !

Not hardly.. Have never claimed to be a heavy hitter. Not becasue I couldn't but simply becasue I was not willing to put forth the effort. Money has never been a big motivator to me as long as I made enough to enjoy what I considered a decent living.

 

[rousemark]

Yeah, now I'm the bully? That's always been your fallback when you have nothing else. For your edification, I was referring to Don calling himself a bully. But context has never mattered to one of your hall monitor rants.

And yes I can that I do not clean sheet, I fully disclose to the client. I never represent myself as anything but an insurance agent. I don't know where you come up with that veiled accusation but you can kiss my ass. You are the know that knows how to coach a prospect to lie.

And you fabricate a story about fraternals and your hatred of fraternals being the reason I don't like you. You couldn't be further from the truth on that. Whatever your stories on fraternals is has nothing to do with what I think about you. It doesn't even register with me what your opinion of fraternals is. I just point out that you hate them so you can lie about not.

Goodbye JD.. Can't say it has been nice knowing you.

 

[jdeasy]

Not exactly. I've been around a few days myself. I've seen him do it.

I bet!!

 

[Jccwell]

I got replaced by a captive Moo agent yesterday. My client had a small LBL I wrote her level issued 2020.
She mailed in another card a few months ago. She didn't remember me,didn't know she had the LBL,I had to show her it was inforce on my tablet.
Turns out she had recently had a mini stroke,got scared,sent the card in because she realized she needed more life insurance.
I wrote her some GTL,left the LBL in place.
She's 78 years old.
The Moo agent replaced both policies.
You are correct.
She won't return my calls.

I'll attempt to,conserve,however…….

I don't bust my balls on NSF's,cancellations,or getting replaced.

Ben Boman said something on this forum a few years back.

"Just buy more leads,find better customers ".

He's right !

I always go see those people in person. Most of the time, if I can get back in front of them, I can conserve the business. But some clients are just dumb as hell.

 

[rmhaire]

But some clients are just dumb as hell.

You're in Arkansas Bro. I'm in South Georgia. What else we got?

 

[rousemark]

Couldn't have been doing the same 15 years ago. I have only been on the forum 12 years. Just one more thing you have wrong.

Not a victim.. Just telling the facts. Just before I joined the forum, I developed heart trouble. About a year after I joined I developed throat cancer so I have had health problems more or less ever since I have been on here. Had I not had these problems I might have written a little more business but probably not much.

I would love to be out writing a little business but it is what it is.. I am fortunate enough that I do not have to do so.. I have not debt, my home and vehicles are paid for,, I have a little money in the bank.. draw SS and have renewals and pension income.

I did not write this but it sure struck home.

My grandmother always drank her coffee like this! I thought it was because it was too hot.
Do you remember older generations drinking from their saucer? Then today I came across this poem that made me feel there was symbolism to the coffee ritual.
Drinking from My Saucer
by John Paul Moore
I've never made a fortune and it's probably too late now.
But I don't worry about that much, I'm happy anyhow.
And as I go along life's way, I'm reaping better than I sowed.
I'm drinking from my saucer, 'Cause my cup has overflowed.
I don't have a lot of riches, and sometimes the going's tough.
But I've got loved ones around me, and that makes me rich enough.
I thank God for his blessings, and the mercies He's bestowed.
I'm drinking from my saucer, 'Cause my cup has overflowed.
I remember times when things went wrong, my faith wore somewhat thin.
But all at once the dark clouds broke, and the sun peeped through again.
So God, help me not to gripe about the tough rows that I've hoed.
I'm drinking from my saucer, 'Cause my cup has overflowed.
If God gives me strength and courage, when the way grows steep and rough.
I'll not ask for other blessings, I'm already blessed enough.
And may I never be too busy, to help others bear their loads.
Then I'll keep drinking from my saucer, 'Cause my cup has overflowed.

 

[Todd King]

We will see how much you write when you are 78 years old and receiving home health care..

I do not claim that I have ever written as much as you, but I have written my fair share and have attended company conventions.

I am not attacking any agent that writes business and does it honestly. I admire their accomplishments.

You are the one that asked how it could be done if a phone interview was involved. And, now are upset that I answered you. If I wanted I could go back and find plenty of cases you have referred to agents being dishonest. I guess you are pinning it on agents when you talk about that?

I know you've written you share over the years. At least you are honest about it and don't try to tell us all how you were some grandiose agent when you weren't. You are honest with yourself. Some people just can't look in the mirror and see who they really are looking at.

 

[rmhaire]

I know you've written you share over the years. At least you are honest about it and don't try to tell us all how you were some grandiose agent when you weren't. You are honest with yourself. Some people just can't look in the mirror and see who they really are looking at.

Never seen a Brinks truck in a funeral procession. U-Haul neither.

 

[rousemark]

I know you've written you share over the years. At least you are honest about it and don't try to tell us all how you were some grandiose agent when you weren't. You are honest with yourself. Some people just can't look in the mirror and see who they really are looking at.

Never saw any point in a person trying to make themselves out to be something they are not. The truth almost always comes out.