What Companies Allow Replacements In Kentucky ?

I’m not pinning shit on agents . I find it fascinating how you take a lead card and tell me your replace an agent in the house 3-5 yrs . That’s some weak ass agents . You bring that shit to my clients your app will be cancelled I assure you of that . Matter of face if you come back to that house the door will be slammed in your face as I spend 5 mins on “he’s coming back . Slam the door in his face . Never answer the phone from him . “ I’m the most vicious retention agent on the planet “

This shit cracks me up. You think these folks have any loyalty? If you sell them something overpriced, I guarantee any agent worth their salt will get in there and replace it. And you won't be able to do anything about it.
 
Oh, play the frickin victim again.

I’ve been on this forum for 15 years. So you were 63 then and not writing shit.

But you were attacking agents then like the company man you have always been.
Couldn't have been doing the same 15 years ago. I have only been on the forum 12 years. Just one more thing you have wrong.

Not a victim.. Just telling the facts. Just before I joined the forum, I developed heart trouble. About a year after I joined I developed throat cancer so I have had health problems more or less ever since I have been on here. Had I not had these problems I might have written a little more business but probably not much.

I would love to be out writing a little business but it is what it is.. I am fortunate enough that I do not have to do so.. I have not debt, my home and vehicles are paid for,, I have a little money in the bank.. draw SS and have renewals and pension income.

It is odd that you call Don a bully when you act like the biggest bully on the forum.... You would think you were still a union thug.

You have tried to ride roughshod over me ever since I questioned you about your telling people their fraternal certificates were guarantied to never go up nor would the insurance ever go go down without explaining that an assessment could result in the having to pay more money or if they didn't it would reduce their coverage. Then, you claimed it had never happened and even continue to deny it when I provided copies of an assessment notice. Your answer was to call me a fraternal hater which is not true. I just don't believe in misleading a client to get a sale.

I do not clean sheet, I fully disclose to the client, I never let the clients believe I am anything but an insurance agent and have no connection with the federal government. Can you say the same? :skeptical:
 
This shit cracks me up. You think these folks have any loyalty? If you sell them something overpriced, I guarantee any agent worth their salt will get in there and replace it. And you won't be able to do anything about it.

At 3-5 yrs as client yes . Hell yes . Mine do . When I go back I’m talking about kskj being a piss ant tiny company . Moo you grew up with . I’m talking about Contestability . I’m talking about I’m going to there for your family . This huckster shows up at your house . I’m even bringing up Silicon Valley bank and how they made a bunch of promises and everyone lost their money . I sell myself not just on price . I build relationships. As long as you sell middle of the road price you’ll rarely be replaced .
 
At 3-5 yrs as client yes . Hell yes . Mine do . When I go back I’m talking about kskj being a piss ant tiny company . Moo you grew up with . I’m talking about Contestability . I’m talking about I’m going to there for your family . This huckster shows up at your house . I’m even bringing up Silicon Valley bank and how they made a bunch of promises and everyone lost their money . I sell myself not just on price . I build relationships. As long as you sell middle of the road price you’ll rarely be replaced .

Yup. Had all that happen to me before. Doesn't work lol.

But glad to hear you're willing to twist information and bad mouth companies if it means keeping one policy.
 
Couldn't have been doing the same 15 years ago. I have only been on the forum 12 years. Just one more thing you have wrong.

Not a victim.. Just telling the facts. Just before I joined the forum, I developed heart trouble. About a year after I joined I developed throat cancer so I have had health problems more or less ever since I have been on here. Had I not had these problems I might have written a little more business but probably not much.

I would love to be out writing a little business but it is what it is.. I am fortunate enough that I do not have to do so.. I have not debt, my home and vehicles are paid for,, I have a little money in the bank.. draw SS and have renewals and pension income.

It is odd that you call Don a bully when you act like the biggest bully on the forum.... You would think you were still a union thug.

You have tried to ride roughshod over me ever since I questioned you about your telling people their fraternal certificates were guarantied to never go up nor would the insurance ever go go down without explaining that an assessment could result in the having to pay more money or if they didn't it would reduce their coverage. Then, you claimed it had never happened and even continue to deny it when I provided copies of an assessment notice. Your answer was to call me a fraternal hater which is not true. I just don't believe in misleading a client to get a sale.

I do not clean sheet, I fully disclose to the client, I never let the clients believe I am anything but an insurance agent and have no connection with the federal government. Can you say the same? :skeptical:


Yeah, now I'm the bully? That's always been your fallback when you have nothing else. For your edification, I was referring to Don calling himself a bully. But context has never mattered to one of your hall monitor rants.

And yes I can that I do not clean sheet, I fully disclose to the client. I never represent myself as anything but an insurance agent. I don't know where you come up with that veiled accusation but you can kiss my ass. You are the know that knows how to coach a prospect to lie.

And you fabricate a story about fraternals and your hatred of fraternals being the reason I don't like you. You couldn't be further from the truth on that. Whatever your stories on fraternals is has nothing to do with what I think about you. It doesn't even register with me what your opinion of fraternals is. I just point out that you hate them so you can lie about not.
 
Last edited:
At 3-5 yrs as client yes . Hell yes . Mine do . When I go back I’m talking about kskj being a piss ant tiny company . Moo you grew up with . I’m talking about Contestability . I’m talking about I’m going to there for your family . This huckster shows up at your house . I’m even bringing up Silicon Valley bank and how they made a bunch of promises and everyone lost their money . I sell myself not just on price . I build relationships. As long as you sell middle of the road price you’ll rarely be replaced .


Just not true. Thos what you call middle of the road pricings are replaced everyday. Those people you built this relationship with sent in another card. Multiple cards in fact. And they are going to continue to send in cards even after what you sold them is replaced. Anyone not understanding that does not understand the FE market.

No matter how nice I am to them or how nice anyone else is to them if they don't put them in the best position they will find someone that will. You whine about KSKJ. KSKJ is about half of my business. You can't be scared of everyone. I know the sky is always falling in your world but the rest of the world is not like that.
 
Get off your high horse. I'm tired of agents that don't write shit attacking agents that do. That's always the case. There's that clown that used to work as a shift manager at Boston Market and living with his parents giving financial advice.

Then you are always blaming agents for everything while claiming to be an agent. OK, you have a license. So does a desk jockey sitting in a bank. And even those agents try to tell FE agents how to work.

But you and DonP try to pin it on the agents.

Give some proof or STFU!

Word has it ol’ Rouse been in the business for over 50 years. Back in his prime he stayed out there week after week and didn’t come home till he wrote 3-5K in FE premium every week.

MDRT

Heavy hitter !
 
Word has it ol’ Rouse been in the business for over 50 years. Back in his prime he stayed out there week after week and didn’t come home till he wrote 3-5K in FE premium every week.

MDRT

Heavy hitter !


That probably is the word from him.
 
Back
Top