What kind of insurance do you sell?

What line(s) of insurance do you sell or work with directly?

  • Personal Lines (Home, auto, etc)

  • Life (Term, Whole, Universal, FE, etc.)

  • Commercial P&C (GL, WC, Property, Commercial Auto, etc)

  • Employee Benefits

  • Disability, long term care, etc.

  • Health (other than employee benefits)

  • Other (Specify in Comments)


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Could she even qualify?

What was the quote?

Yes, funny enough I think she could go standard or even better. I just gave her a quick quote and gave her the talk. I've learned you can't reason with stupid.

She was actually the "help at home" person for the client I went to visit.

I'll follow-up but I'm not doing much more, she needs to know she has a need for this to work. She was more excited about her new car. She's fast on her way to becoming the typical FE client.
 
Personally, I don't sell insurance and I'm quite sure my production shows it.

I just talk to people about Medicare and most times they ask me to do the application with them.

I'm not about that #hustle life of selling.
 
likely, very few financial planners on the forum that are licensed to & actually provide true "financial planning"

There may be a few that sell some products that could fall in categories of retirement or even securities, but few likely conduct entire financial planning of detailed holistic planning
I noticed this too, in this forum. Most conversations I have come across seem to begin with a product which one is qualified to sell, and justifying how it is the perfect solution to every prospects situation. I have been waiting to read where a life-only agent whose credentials only allow them to sell fixed and indexed products supporting variable products as a better solution in many situations.
 
If you make money off writing a client, you sell insurance. We get the whole "I don't sell, I educate" routine.

Shenanigans...

Are you a musician ONLY when you're paid to play music?
Are you an artist only when someone buys your art?

Does Walmart sell you anything or are they a warehouse where you buy something?

Sales is a verb.

Either in the event giving something in exchange for money, which I'm not doing; or the act of persuading someone of the merits of, which I'm also not doing.

I'm also not soliciting, as that means I go to a person with a proposal or plea.

Secondly, if I was a sales person, my production would be much better than it is...

How about counselors? They get a fixed fee for clients, are they salespeople?

That's getting away what what actually being asked, but my statement wasn't really about "educating" either.. but to be fair it was off topic.
 
Sales is a verb.

sales
Plural form of sale

sāl
noun
  1. The exchange of goods or services for an amount of money or its equivalent; the act of selling.
  2. A selling of property to the highest bidder; an auction.
  3. An offer or arrangement in which goods are sold at a discount.
The American Heritage® Dictionary of the English Language, 5th Edition.
 
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