When is the best time to switch someone

[Medicare bro]

So you are so afraid to fight your own battles to support your own profession and income that you need a Medicare Beneficiary to spend the last decade of their life and their social security income to do it for you?

Don’t be so hard on yourself! I’m sure you have at least a vicennium left in you! And just imagine the joy you will get in being able to stop agents from freely using a disaster SEP.