not only did they double it, but switched you to an HMO network that no one takes.l
Exactly Herman!
What policy will be available in Georgia with National coverage so I can get an ablation with an Austin, Texas electrophysiologist?
When Premiums > Benefits
- Thread starter banquo
- Start date
Exactly Herman!
What policy will be available in Georgia with National coverage so I can get an ablation with an Austin, Texas electrophysiologist?
Haha!
I never hit the "more" to see what else was available. LTC, goillini52 might have the only answer for you... unfortunately.
Jack:
we'll know better after Nov 1st.....but expecting BCBS and Harken may offer with good networks, but only off the exchange. Also with large rate hikes.
Hopefully your procedure example was hypothetical, but in my case (same as yours with Humana), I lose my cardiologist and heart surgeon thanks to Humana, and I am one year out from major heart surgery....so it is concerning to me as well.
If it is hypothetical, and you are in perfect health...you can convert to Christianity and get a CHS plan
......or sign up for STM insurance with a good network + plus a MEC plan....and not get 2 1/2% penalty. Else, with one employee, you can set a great group plan with any carrier/network you choose. Just make your wife an employee if you have to.Ugly world of affordable health insurance!!!
It's taking premium money away from people who need to spend it on LTC for real protection.
Jack:
we'll know better after Nov 1st.....but expecting BCBS and Harken may offer with good networks, but only off the exchange. Also with large rate hikes.
Hopefully your procedure example was hypothetical, but in my case (same as yours with Humana), I lose my cardiologist and heart surgeon thanks to Humana, and I am one year out from major heart surgery....so it is concerning to me as well.
If it is hypothetical, and you are in perfect health...you can convert to Christianity and get a CHS plan
Ugly world of affordable health insurance!!!
My situation not hypothetical. Need 3rd ablation. Emory doctor did not help me after two tries. Maybe need to call Texas doc tomorrow and get it done this year. My wife is an "employee" ... What should I do?
I've been advising clients to take care of all medical issues this year, and then to stay healthy until age 65. Save their money to buy LTC!!!
I've been advising clients to take care of all medical issues this year, and then to stay healthy until age 65. Save their money to buy LTC!!!
It's crazy. Not sure how health insurance is affordable for average worker?
Jack: Aetna with the MCOA network.....try that. Nice HSA plan too.
Not sure about Texas though. Good luck
- 10,806
Look into group coverage since your wife is an employee. Normally I would suggest you look at a self-funded plan. But if your having ongoing health issues, a normal fully funded traditional plan would be best for a 2 person group.
Herman, which underwriter best for 2 person group, 2 kids in Fulton County?!?!
