Which Final Expense Companies'

[starbucks65]

use current age instead of the age in 6 months? Any help would be appreciated.

 

[STIBROKER]

I do not even know what you are talking about..................

 

[VolAgent]

You would be referring to obtained age versus nearest age.

And I believe most FE companies use obtained age.

 

[JimmyUt]

You would be referring to obtained age versus nearest age.

And I believe most FE companies use obtained age.

UHL uses age nearest, but everyone else I carry uses obtained age,

Foresters
Royal Neighbors
AmAm
Monumental
Americo

 

[starbucks65]

thanks for the info. really appreciate it.

 

[arnguy]

You would be referring to obtained age versus nearest age.

And I believe most FE companies use obtained age.

I think you mean attained age rather than obtained age!

 

[VolAgent]

I think you mean attained age rather than obtained age!

I don't know, for some people it was a real fight to live as long as they did. They obtained it!

But yeah, you're right.

 

[JimmyUt]

I don't know, for some people it was a real fight to live as long as they did. They obtained it!

But yeah, you're right.

I knew what I meant, but my fingers decided not to cooperate.

 

[quoteme4life]

Should I sell for one FE company or have 3 or 4 to sell for?

 

[JimmyUt]

Should I sell for one FE company or have 3 or 4 to sell for?

I would suggest 1 or 2, and once you master those, then you can look for a few others to fill some of the holes you will find in underwriting. I would look at the following to start (just my opinion)

RNA or Foresters ( I prefer RNA)
Monumental

You should be able to find a product in order to place almost everyone with these two.