For this: SC Life Insurance - Term Life Insurance SC
This site is simply poorly done. You might have been able to get away with that 10 years ago - you can't get away with it now. For every client you get from that site 50 are leaving. So it's not what your site does, it's what it doesn't do.
I wouldn't even know where to start. Professional design, sharp graphics, I won't even comment on the menu, call to action on this site is at the bottom......
Perfect response.
You should check your Analytics to see what your bounce rate is to fully confirm this.
Way too much scroll as well, if two flicks of the mouse wheel do not get you to the bottom, it is toooooo long.