Who are the go to companies these days?

[DonP]

I don't have that problem. That's maybe happened one time in the year and a half I've been writing CICA.

Jd you got none of the problems other agents have . You go into a housing project of dirt poor people and none of the direct express people ever nsf on you . Hell you got a golden spoon up your ass .

 

[jdeasy]

Jd you got none of the problems other agents have . You go into a housing project of dirt poor people and none of the direct express people ever nsf on you . Hell you got a golden spoon up your ass .

That's not true. I don't have the problems you have. Not other agents.


I converse with the best FE agents in the world every day and none of them have the problems that you run into everyday.


Maybe you should look inward for a solution?

The sky is not falling.

I saw a picture of some competing agents today.

Those agents are going to have problems. Maybe those are the agents you speak for?


But there is a better way. Training is not that hard to find. Accepting of training is what's rare.

 

[noah]

Had a guy today 64,NT,COPD,insulin,neuropathy,declined CICA Standard. I went CICA first thinking Trans would only give him graded with 2 yes answers on the 1st comprehensive set of health questions.Took a shot with Trans Immediate Solution since he's DE. Approved Standard NT. Much better off with true SSB. Dude goes to the gym 3 days a week and has 2 days of outside activities giving him 5 days towards an activity credit. Had another one earlier in the month with COPD NT that went preferred with an activity credit.
I do not use the express product.
I prefer to write everyone with companies offering true SSB. Trans,Am Am,LBL do a very good job collecting premiums.

 

[DonP]

Jd you're just a superior agent to me . Maybe i can learn to be like you . Lmao

 

[jdeasy]

Jd If the sky were falling for me would i be depositing $200k in Jan on Medicare ? Would i be making $5k plus a month as earned from Cica with 2 months of business ? I'm stating facts and you come back and say I'm negative . Jd its very simple and you've even said that direct express needs social security billing . Yet here your saying that Cica who has atrocious billing doesn't affect your direct express business . And I'm also here to say that a product middle of the pack won't be replaced as you say . I establish a connection with people i sell that leads to loyalty .

You are constantly complaining. There's always problems. Your clients don't pay. Your suspects won't answer the phone. The leads are all bad and resold.

On and on and on.

Yes, I think DE should be SSB.

But only because people can't put money on their DE account if they overdraw.

But I don't have a problem with CICA. But, SSB is pretty much useless today.

Almost everyone gets paid early now. And companies don't draft on the proper day anyway.

SBLI almost always drafts 2 days late now.

My personal policy with Trans is supposed to draft on the 15th. It drafted today.

I have never had drafting problems with any company or any mode.

I mean problems as a whole. There's always an issue here or there. No more with DE than checking or savings accounts.

If people want the insurance they are going to make sure it's paid.

If they don't want it then it doesn't matter the mode.

My persistency has always been higher with companies that don't even do SSB.

 

[jdeasy]

Jd you're just a superior agent to me . Maybe i can learn to be like you . Lmao

Thanks!!