Whole Life Quote

[TDFnCali]

RNA's EL should be fine with that and you can write it $15000 at that age. $12.53/mo life pay, $16.80/mo 20 pay.

Settlers Life should also be good. Silver 10 pay $25.37/mo. 20 pay $22.31. Life pay $17.85/mo.

RNA EL would take Bi polar? Id used Monu standard, only cause of my experiences with RNAs EL product in the past...they have declined so many of mines!

 

[PittAgent]

No mandatory interview on RNA. Settlers has to have one. Not sure what age it starts for the person to have to do it themself.

Is that new with RNA? I wrote a graded policy after PHI hours and neither I nor RNA could get in touch with the guy so they canceled the application.
- - - - - - - - - - - - - - - - - -

Is that new with RNA? I wrote a graded policy after PHI hours and neither I nor RNA could get in touch with the guy so they canceled the application.

Never mind you meant on EL

 

[jdeasy]

I was talking about EL. But some agents don't have to do the POS interview on the SIWL or GBWL.

Depends on your IMO. I don't have to do the POS and they won't call afterward either.

Is that new with RNA? I wrote a graded policy after PHI hours and neither I nor RNA could get in touch with the guy so they canceled the application.
- - - - - - - - - - - - - - - - - -


Never mind you meant on EL

 

[PittAgent]

I was talking about EL. But some agents don't have to do the POS interview on the SIWL or GBWL.

Depends on your IMO. I don't have to do the POS and they won't call afterward either.

Wow interesting. They actually passed in business over a PHI. Another reason to use other companies.

 

[jdeasy]

I don't understand what you're asking.

I can do the POS interview with RNA if I want or I can send it in without doing the interview and they will underwrite just as they did before they started the POS process. The way 5 Star does it.

I prefer that since I hate doing POS interviews. I'm contracting with Lafayette now. I see they have a mandatory PHI. That's a negative to me.

After getting som PM's about La Life's PHI I think I will pass on contracting with them. Newby said I don't have to be contracted to write an app so I will just carry an application with me and if I run into a case where it fits I will contract then.

Wow interesting. They actually passed in business over a PHI. Another reason to use other companies.