Whole Life Recommendations

[marindependent]

I am not a whole life guy. But Ohio National is a solid solid suggestion.

 

[aclaro]

Just curious, how would a companies rates like MOO or UHL look VS Mass or ANICO? Are they that much higher?

Honestly, I don't work with UHL so I know they don't fit in the conversation. But MofO is a final expense policy. Then ANICO has a WL but I wouldn't put it in the category with MassMutual.

Rates? They only matter for final expense and small policies. For top notch WL, it's about how you design the policies, how it performs and how it compliments someone's financial situation. Decisions aren't made by rates.

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I love Ohio National conceptually but when it comes down to design and performance I just find them getting beat.

 

[Rook]

I love Ohio National conceptually but when it comes down to design and performance I just find them getting beat.

By who usually?

 

[jboussea]

By who usually?

Penn or mass mutual