Now we are talking. Things are getting interesting.
Using an early cash value rider and proper funding of the right IUL contracts can do great things. This does not make it a 'retirement miracle'. It only make sense for people who get it and have the discretionary income to afford it.
Patrick Kelley is a genius, not because he is smarter than any one here...but in terms of marketing. He is killing it.
Think about it. If I had 10 books to hand out to prospects, 5 actually read it, and 3 get it....All I had to do was pay for the books and find prospective readers. The 3 that got it will be interested in IUL. And will more than likely buy from me.
I have not done it so I can't provide stats, but that is his gig. And he has other agents sign up with his marketing organization.
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Rising Caps are just a marketing scheme. Higher caps mean higher expenses by the insurance carrier.
Every carrier is fighting for the same bonds and buying options from the same investment banks. Options trading has been around longer than IUL and are efficient. Over time higher caps will converge with lower caps to an equilibrium.
Using an early cash value rider and proper funding of the right IUL contracts can do great things. This does not make it a 'retirement miracle'. It only make sense for people who get it and have the discretionary income to afford it.
Patrick Kelley is a genius, not because he is smarter than any one here...but in terms of marketing. He is killing it.
Think about it. If I had 10 books to hand out to prospects, 5 actually read it, and 3 get it....All I had to do was pay for the books and find prospective readers. The 3 that got it will be interested in IUL. And will more than likely buy from me.
I have not done it so I can't provide stats, but that is his gig. And he has other agents sign up with his marketing organization.
- - - - - - - - - - - - - - - - - -
Rising Caps are just a marketing scheme. Higher caps mean higher expenses by the insurance carrier.
Every carrier is fighting for the same bonds and buying options from the same investment banks. Options trading has been around longer than IUL and are efficient. Over time higher caps will converge with lower caps to an equilibrium.
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