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If you want just a simple issued product for small amounts ($125K non med) UNL has a nice little product. WL with a term to 65 rider for both the insured and the spouse. Also has ADB, WP and child term riders) For larger amounts, one of the mutual companies would probably be better. Almost all the stock companies seem to concentrate on UL.
The only thing in my bag right now with this type of coverage is Columbian.
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UNL has never gotten back to me on contracting
I was looking for this last week. Thanks a bunch.