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I have a potential client that is a 57 year old female, don't know if she uses tobacco, has type 2 diabetes and is using insulin and half of her leg had to be amputated a couple of years ago. Who would give her the best coverage and rates for 5k - 8k?
If no heart issues Americo UP1.
An Amputee for Diabetes complications will be UP3 with Americo. I have had 2 cases with them offer UP3 because of the complication of diabetes.
This is also an ADL issue which will knock them out of most Carriers for level Coverage.
SLAICO Graded would work if no assistance for ADL's and Gerber GIWL for Price
I have a potential client that is a 57 year old female, don't know if she uses tobacco, has type 2 diabetes and is using insulin and half of her leg had to be amputated a couple of years ago. Who would give her the best coverage and rates for 5k - 8k?