Why Are You in the Insurance Business?

First of all, let me introduce myself. I am Kou Lee from Michigan. We're an ethnicity group that just come here since 1975, after the Vietnam War is over. Many of the war veterans have no insurance as of right now, and they are senior citizens already. Each of the funeral cost over $25K, therefore they finally open up their eyes to see that insurance is needed, but they're too old to even afford it.

I, as a grandson decided to help them but so far have find no luck because all of the campanies I joined only teach me to recruit and have no product designed to their needs. Those that have the product is way way overpriced.

Hi Kou,

Welcome. As to Life Insurance. Living in the California Central Valley we have many South East Asian clients. They are great clients. Larger premiums, Like permanent policies, few lapses. Biggest challenges are the Phone interview, All the payors coming together and on the larger cases justifying the face amount. There are many policies that work for them.

Why did I get into Insurance? Got tired of working for a living.
 
I got into the business because I wanted to make good living and have the freedom of taking time off when I wanted to.

I'm finally able to make a decent living now after over 20 years in the business. I now only work when I'm awake.
 
I'm in the business to only sell policies of third tier health carriers like GTL, IHC, USHealthGroup, American National, and World Insurance. Are these companies endorsed by AL3?
 
I'm in the business to only sell policies of third tier health carriers like GTL, IHC, USHealthGroup, American National, and World Insurance. Are these companies endorsed by AL3?

You mean an endorsement like this:

 
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