Primarily they ask for 2 reasons...
1. If you were without insurance you are a higher risk and thus will be charged more, and
2. By applying a transfer discount, they increase the chances they can lure you to their company by making it easier to match or beat your prior carriers rate.
1. If you were without insurance you are a higher risk and thus will be charged more, and
2. By applying a transfer discount, they increase the chances they can lure you to their company by making it easier to match or beat your prior carriers rate.