Will Exchanges Allow High Deductibles?

[Norwayguy]

Look on the bright side. With the reduction (elimination?) of health insurance commissions, most agents will qualify for a subsidy on their own coverage.

See? The glass is half full, not half empty.

Rick

Or for full Medicaid coverage...Bet there is no counting the jobs lost or destroyed by Obamacrap...like the play on words.

 

[GreenSky]

Or for full Medicaid coverage...Bet there is no counting the jobs lost or destroyed by Obamacrap...like the play on words.

Even more better, free insurance. I'm starting to like the Obama guy.

Will he pay my mortgage and buy me food? How about kissing my ...?

Rick

 

[Norwayguy]

Even more better, free insurance. I'm starting to like the Obama guy.

Will he pay my mortgage and buy me food? How about kissing my ...?

Rick

I understand he just might kiss you ... , He has been told it is as smooth as a babies cheek which I'm sure he has kissed a lot of in his day. Please don't even joke about like Obama for someone in your position I can see it now some political operative (Al3) might be trolling this board and use that post in a political commercial and then how will you ever show your face to other conservatives when they think you've gone to the dark side with Obammy.

 

[sammace]

The information that I have found says that the HDHP will be limited to $2,000 single and $4,000 family for groups of under 100 lives. So that would limit your HSA options in the small group market. I believe there are no "current" changes to individual plans, but in reality it is up the the Secretary of Health and Human Services, or the Health Czar as I like to call her. She has the authority to make any regulations she would like, therefore she has the ability to affect the HSA options.

 

[VolAgent]

I'm not sure which is more insane. Limited commissions on full premiums collected by private insurance companies, or the fact that someone making 300% of poverty level is entitled to a 70% taxpayer provided subsidy.

Have you seen the new premiums? A taxpayer subsidy is about the only way someone making 300% can afford the insurance.

 

[medx]

In the current Obamination health bill, are there provisions limiting how high an individual or family deductible can go? With all of the cross selling talk I hear from the carriers to go out and pitch accident and critical illness plans, it may all be a bigger pipedream than I think if the idiots in our government limit an individual deductible to say $3,000 or even $5,000 and don't allow shared family deductibles of even $10,000...Which I sell a lot of currently...If the gov't says no way, you can forget your accident plan or critical illness cross sale because the deductibles will be so low, most people won't care about the ancilliary sale, or at least be less interested in hearing about it....Tell me, what are the caps on family and individual deductibles come 2014? Has Queen Sebellius made a ruling on this part of this piece of crap legislation yet?

medigap insurance

Maximum Out of Pocket in place