Wish me luck!

I took a classroom pre-test course back in 1988, in NY- I passed. You can do it. Just remember if an answer { or two or three } to a question does not seem correct- you probably read the question wrong, or comprehended it differently than intended. Go back and read it correctly, then you can answer it correctly. It's not tough, you can do it. Be positive and think that you are going to answer 100% correctly.
 
Once you have E&O, L&H carriers will appoint you directly, it only takes a couple weeks from start to finish.

Very few Life carriers contract new agents direct. Not sure in NY on health if going direct is the way to go...maybe a health pro could help out here. For me going direct would have cost me about 3 points and a whole lot of flexibilty...there is zero advantages to going direct IMHO on health.
 
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