Worker's Comp Insurance - buying decision

[senior-advisor-indiana]

I talked to the client again today. I am lost so I referred him to one of my other clients' son, who does WC. It seems this guy is not going to need to buy WC since he does not have any employees. His med supp will cover him if he gets hurt. THe WC agent said that maybe the "boss" (not sure what he is) is the one that needs the WC if anyone does. He thought that maybe the "boss" just wants the workers to get liabilty coverage.

It felt pretty good to refer him to someone who specializes in that area. I doubt I get the returned favor since that agent also does L&H. I am not worried about him stealing my L& H biz either because he already has the best plans.