Would my Driving Record Going Bad?

[bankox]

I just drove a company's car and scraped it to a post. It leave a dent and some scratches on the right panel. The insurance company have my name and license number on the claim as a driver. I neither own a car nor any auto insurance right now. My question is.

1. Would that affect my driving record?
2. Would that affect my insurance rate when I looking for my own auto insurance?
3. How long the record will stay in the system?

Any help would be appreciated.

Thanks

 

[xrac]

I just drove a company's car and scraped it to a post. It leave a dent and some scratches on the right panel. The insurance company have my name and license number on the claim as a driver. I neither own a car nor any auto insurance right now. My question is.

1. Would that affect my driving record?
2. Would that affect my insurance rate when I looking for my own auto insurance?
3. How long the record will stay in the system?

Any help would be appreciated.

Thanks

I am not a P&C guy but I do not think this one incident will matter but then I could be wrong.

 

[ginniferhadley]

Yes, it will affect your insurance rates because driving record is consider when you are insuring your vehicle.

 

[The Colonel]

1. yes
2. yes
3. depends (credit etc...)