Yet to See Indy Companies Beating Captive

[oicu812nbama]

Have you gone over to the dark side (P&C) full time now? Don't hear you mentioning L&H much anymore?

i'm 37 and don't want to stroke out at prospect's kitchen table at age 80

 

[Mario1]

I am as well, considering going to the "dark side" of P&H - working 60 plus hours as an indy Life & Annuities broker seems to have fklat worn me out. Too much driving, too much overhead, not enough $$ at the end of the month. A nice cozy office job seems really, really good rigth about now. Maybe its the turning 50 thing. Hope I'm maing the right decision...
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Apparently I am - can't even write P&C correctly - too freakin tired at the end of the day...which is too bad, I actually like what I do

 

[Bob Klee]

insurance commander
the wedge
power position
all on amazon.com

Power Position your Agency by Troy Korsgaden is Excellent. All of his material I've seen is excellent.

 

[BenS]

I had an indy p+c guy run my auto/home and he couldn't find anything within 10% of AmFam here in AZ. I guess everywhere is different.

 

[Guest]

every company has a nitch, especially the captives.....

Thats why i only close 70% and not 100%, you wont win everytime.

 

[insurancemansam]

You example is very general. In MN captives can't compete with Indy if the client has good credit. With credit scoring some companies have up to 50 rate tiers. I only seem to lose out to captives on marginal to poor credit which is nothing to build an agency on anyway.

 

[oicu812nbama]

i think it's because of the tornadoes down here. a regional carrier nearly went under and the indy's increased their premiums. captives are holding steady so far. in general, i mean property. specifically i mean north alabama.