You've Gotta Be Kidding ?

[jdeasy]

Re: You've Gotta Be Kidding???

Even though it "drives me crazy" I will continue to it the right way. I feel good knowing I have done the right thing. Had a great one today.

Our DMS (the 800 number morons who set our appts) told my appt. that I was coming for a Med Supp appt. They did get the SOA over the phone (suprisingly). The prospect was told that the Med Supp was the price of our MAPD. Thank God I called first. I would have driven 40 miles one way for someone who could not afford it. I have permission to call her in the fall for a MAPD. Never a dull moment in this business!

With all due respect, I don't see how anyone that represents Humana can say they are doing the right thing for clients.

 

[LoriRutl]

Re: You've Gotta Be Kidding???

With all due respect, I don't see how anyone that represents Humana can say they are doing the right thing for clients.

You don't know my market. Humana is much better than some of the other crap out there.

 

[jdeasy]

Re: You've Gotta Be Kidding???

You don't know my market. Humana is much better than some of the other crap out there.

I do know Humana and there is no way they are a better fit for anyone. Staying original medicare would be better than putting someone on a Humana MAPD. Especially their PFFS. Besides their products sucking, they are an unethical comapny.

I am right here with them in Ky. I know them pretty well. They have tried to get me to write for them years, I wouldn't put someone I didn't like into a Humana PFFS.

Then, on top of that, Humana led the charge to cut agent commissions for MA plans.

I am holding back on Humana here because you seem to be a nice person.

 

[MedSuppPro]

Re: You've Gotta Be Kidding???

stormtracker -- Good to hear of your successful defense!

Then, on top of that, Humana led the charge to cut agent commissions for MA plans.

YES, THEY DID!!!

A very revealing Humana letter was posted on this site and then it was removed. It clearly pointed the finger at Humana. Many of us believe they did this to protect their market share because of their crappy 2009 plans.

The Humana captives in my area are skunks. They have a reputation of rapid disenrolling their competition. I had one case that they convinced CMS to grant a marketing violation SEP to. The Humana "trainer" used a statement in the plan brochure to create a carrier marketing violation and moved her to a crappier Humana plan.

I'm looking forward to the renewals of the 2010 Humana plans. This years crop sucked and 2010 will likely be crappier. The one thing that cherry picks the healthier seniors is SilverSneakers. The active senior loves their SilverSneakers. These healthier seniors don't use their Humana plan benefits enough to realize how crappy it is.

I'm holding back!!!

 

[jdeasy]

Re: You've Gotta Be Kidding???

stormtracker -- Good to hear of your successful defense!



YES, THEY DID!!!

A very revealing Humana letter was posted on this site and then it was removed. It clearly pointed the finger at Humana. Many of us believe they did this to protect their market share because of their crappy 2009 plans.

The Humana captives in my area are skunks. They have a reputation of rapid disenrolling their competition. I had one case that they convinced CMS to grant a marketing violation SEP to. The Humana "trainer" used a statement in the plan brochure to create a carrier marketing violation and moved her to a crappier Humana plan.

I'm looking forward to the renewals of the 2010 Humana plans. This years crop sucked and 2010 will likely be crappier. The one thing that cherry picks the healthier seniors is SilverSneakers. The active senior loves their SilverSneakers. These healthier seniors don't use their Humana plan benefits enough to realize how crappy it is.

I'm holding back!!!

One that really gets me is Humana agents putting 100% LIS folks into a zero premium or low premium MAPD. That's just plain crooked. They do it because they don't have a stand alone MA. So, they sell them what they got and claim they are doing "right" by the client. Baloney!!

Another thing that Humana "teaches" enrollees is that the plan is paid for by their $96.40 part B premium. They tell them that Humana gets that for providing this wonderful plan. That has to be a Humana thing and not a certain agent thing. I have run across Humana enrollees from Louisville, Ky to Bloomington, In. to Evansville, In. to Marion, Il. to Paducah, Ky to Nashville, Tn. and they all say they were told by Humana that their plan is paid for by Humana getting the $96.40. Doesn't matter who the agent is if he/she is a captive Humana agent, that's the story the client gets.

Again, Humana led the charge to stop the LCOEP two years ago because they didn't have a stand alone MA. They led the charge to lower agent commissions and, when the truth comes out, they will most likely be the ones behind the ruling to not pay agents initial compensation when a person had a PDP.

 

[LoriRutl]

Re: You've Gotta Be Kidding???

One that really gets me is Humana agents putting 100% LIS folks into a zero premium or low premium MAPD. That's just plain crooked. They do it because they don't have a stand alone MA. So, they sell them what they got and claim they are doing "right" by the client. Baloney!!

Another thing that Humana "teaches" enrollees is that the plan is paid for by their $96.40 part B premium. They tell them that Humana gets that for providing this wonderful plan. That has to be a Humana thing and not a certain agent thing. I have run across Humana enrollees from Louisville, Ky to Bloomington, In. to Evansville, In. to Marion, Il. to Paducah, Ky to Nashville, Tn. and they all say they were told by Humana that their plan is paid for by Humana getting the $96.40. Doesn't matter who the agent is if he/she is a captive Humana agent, that's the story the client gets.

Again, Humana led the charge to stop the LCOEP two years ago because they didn't have a stand alone MA. They led the charge to lower agent commissions and, when the truth comes out, they will most likely be the ones behind the ruling to not pay agents initial compensation when a person had a PDP.

I can tell you I am not one of the Humana Agents that puts 100% LIS people in a 0 Premium or no premium plan just to make a sale. I have sold maybe 2 of those plans this year.

I also don't tell people that the $96.40 goes to Humana. In Oregon we do not have a 0 premium plan. Can't say what Humana agents are being taught to say in your neck of the woods but tht is not happening here.

Yeah, I believe you are right about your last statement. Humana is a bit of a butt kisser when it comes to their Gov't contracts and attempting to be innovative.

I do have some issues with the company, however right now it beats working for Bankers Life!

 

[jdeasy]

Re: You've Gotta Be Kidding???

I can tell you I am not one of the Humana Agents that puts 100% LIS people in a 0 Premium or no premium plan just to make a sale. I have sold maybe 2 of those plans this year.

I also don't tell people that the $96.40 goes to Humana. In Oregon we do not have a 0 premium plan. Can't say what Humana agents are being taught to say in your neck of the woods but tht is not happening here.

Yeah, I believe you are right about your last statement. Humana is a bit of a butt kisser when it comes to their Gov't contracts and attempting to be innovative.

I do have some issues with the company, however right now it beats working for Bankers Life!

If you put 2 LIS people into an MAPD, that's 2 more than should have been done.

I would have to even disagree about Humana being better than Bankers. I'm no fan of Bankers either, but, they are higher up on the food chain than Humana.

 

[LoriRutl]

Since I am just a piece of crap for working for Humana and will never do anything right in your book "JD" I am done trying to have a discussion.

 

[jdeasy]

Since I am just a piece of crap for working for Humana and will never do anything right in your book "JD" I am done trying to have a discussion.

Don't take it personally. You are not Humana unless you chose to be. I believe you when you say you are trying to do the right thing and in the proper manner. But, the tail doesn't wag the dog with Humana.

I don't even know you, so, I certainly don't mean to offend you on a personal level. I apologize if I did. I do know Humana and I do intend to be offensive towards them at every opportunity.

I will something good about them, they are so easily replaced!