2009 Health Insurance Ratings

[CHUMPS FROM OXFORD]

Monti...That is a serious discrepancy. Why do you say you are endorsed by John when he says you are not?

Also...if your leads are solid (and if they are...I'll be calling you!)...can you tell us what search terms we can find your landing pages? Please list the top three.

Thanks.

WHOOPS! I just saw John's post. There should be dozens of satisfied customers. Maybe they'll offer their comments.

 

[Crabcake Johnny]

If you want a good reference from someone you can trust just contact Jesse

 

[moonlightandmargaritas]

They are not endorsed by the IHIAA

Oh, we're talking about Monti's leads? Heck yes we endorse them

If you want a good reference from someone you can trust just contact Jessie

I did. He was dead wrong.

 

[Crabcake Johnny]

I used Monti's leads for I think around 2 years and did just fine with them. Volume was low in MD but ROI was there for me.

 

[CHUMPS FROM OXFORD]

I invited Monti to provide some information about his leads. I hope he posts the information I requested. If the information is well-received, he'll have a lot of new clients.
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By the way...I don't think I have ever purchased leads from Monti, although I might be wrong.

However, from my limited information, I understand that NO MEDICAL QUESTIONS are asked on their health insurance form. An EHealth link is provided for instant quotes (OK...he's not alone on that one)...a link to a "discount medical/dental plan is also provided.

Monti...If no medical questions are asked, well...why is that? If I am mistaken, I apologize in advance.

 

[somarco]

I used them almost 2 yrs ago. Got about 40 leads, sold a couple. At $13 or so per lead with NO FILTERS (at that time) and a strict credit policy I pulled the plug. Several asked if I was calling from AARP. When I said no, they hung up.

At the time I was getting leads for $8 with filters and a reasonable return policy. I know Jesse has used them and I tried them based on his recommendation. Didn't work for me.

 

[Guest]

In depth job, man, kudos!!

With all the controversy surrounding MostChoice, I thought I would try their internet shared individual health leads, evaluate them, and report.

Lack of filters really hurts these leads. Skew young/broke and old/broke. About 10% had bad email addresses. One request for "transgender" coverage (a first for me). Very few (less than 10%) with existing insurance.

They don't seem badly oversold. Credits were processed (with some prodding) for uninsurables/bad phone numbers/people trying to sign up for Medicaid...

Communication was very poor. Several emails went unanswered, and believe it or not, totally unacknowledged! Bad bad bad.

MostChoice's claim to fame is "search engine generated" leads. It really doesn't seem to have much effect on the bottom line. I found some questionable pay-per-click search terms that they were using.

I achieved a decent return on investment of $3.90 to $1.00. Not awful, not great. Above my bare minimum of $3, but well below my goal ROI of $7 to $1. Not quite "in the middle". Very costly price-per-sale of $174 on an average fyc of $682 - way too much.

Conclusion: pass. These leads are badly overpriced. You can get the same thing for much less, raising your ROI, and lowering your cost per sale. Not recommended.

 

[GreenSky]

I tried Monti's leads a couple of months ago. The issue I had is that every one thought they were getting a quote from AARP. That didn't bother me since I write that program, but with ever lead over 50 I had a ton of uninsurables due to medical conditions.

I have no issue at all with Monti's honesty. He acknowledged that this is an ongoing issue and was working to fix it.

His offer was 1/2 price exclusive leads (and I don't remember many saying they had been called by multiple agents) for the 1st two months. Even at that price, my ROI was exactly zero.

Maybe things are better now but I'm sick of all lead companies and refuse to play their game any longer.

Rick

 

[moonlightandmargaritas]

I have no issue at all with Monti's honesty.

Even at that price, my ROI was exactly zero.

Well you know Rick, I had no issues with MostChoices honesty, even though you did.

I did have an ROI with them though.

Monti tried to bill me not only for crap leads, but leads in zipcodes I didn't even order.

 

[dgoldenz]

I'm still getting $250/month in free leads from PZ from the USPC. There seems to be quite a few people that are only looking for information on FAMIS (i.e. free health insurance for kids) and no coverage for themselves. To their credit, Norvax has credited all of these leads (and just about all of them that I return), but there must be a reason I keep getting these.