How do you get 20-30% over street? You produce a lot of business and they pay you more. The assumption is that if you produce at that level, you most likely have to employ additional staff and recourses, it's not really the "bonus" a lot of people think it is. The truth is, it's more about your taking on more of the process and leaving less up to the company or your "up line."
As far as case management, this very much depends on what exactly you are talking about. If you are working with something like an IMO, they will likely have their own underwriting department that sort of pre-screens cases, and might be a good recourse. Most of the companies that will give you a direct appointment will give you access to underwriters. This is very helpful.
The last question would be no, as far as I know, but I'm not a P&C guy so it's never really mattered to me.
As far as case management, this very much depends on what exactly you are talking about. If you are working with something like an IMO, they will likely have their own underwriting department that sort of pre-screens cases, and might be a good recourse. Most of the companies that will give you a direct appointment will give you access to underwriters. This is very helpful.
The last question would be no, as far as I know, but I'm not a P&C guy so it's never really mattered to me.