35 year old GI
- Thread starter Allines
- Start date
- 7,012
They have a paper app, but they only want you to use it in extreme circumstances. Whatever that means.
- 6,027
6 months regardless . . .
The client has to be able to sign and know that they are entering into a life insurance contract. If they can do that with ALZ - then may be good to go. They look to see who is the Owner is in that situation. [ this is one of those "picky" situations ]
All parties sign electronically - so, the Agent has to take those signing at their word.
My group is eapp only. Others may do paper - like Josh said.
Their rates are awesome for GI business. Better than Gerber is some instances.
- 26,146
How long has been open to independents?
- 4,873
I do, a true GI no health questions, 10k max, ages 0-85. Call me 252-292-3350.
- 6,027
Senior Life is most def usable in certain situations.
Not in this case. Premium too high and Face is limited.
Nationwide is the correct play in this case.
- 4,129
How many Gi carriers does one need? 
- 6,027
- 7,012
Maybe a year. Nationwide has no hierarchy structure so Heartland had to create one. That just got resolved recently which is why we started offering it.
- 30,589
Heartland has come a long way in the past couple of years. They've really grown and expanded.
