40 Year Old Downs Male.

[WinoBlues]

Anybody have any suggestions on this?

Male age 40, Downs Syndrome, Not working, Lives with mother, Can do physical ADLs. Limited speech. Can not do a PHI. Can sign/print name.

Need about 20-25k

I can get him graded with United Heritage at $46.85 per k. Anyone have immediate or a lower cost?

Thanks,

 

[senior-advisor-indiana]

Anybody have any suggestions on this?

Male age 40, Downs Syndrome, Not working, Lives with mother, Can do physical ADLs. Limited speech. Can not do a PHI. Can sign/print name.

Need about 20-25k

I can get him graded with United Heritage at $46.85 per k. Anyone have immediate or a lower cost?

Thanks,

I read the title of the thread and assumed Rick was at that Cali parade again...

 

[WinoBlues]

I read the title of the thread and assumed Rick was at that Cali parade again...

OK I really do need a recommendation. But that was funny. It took me a minute but I about spit a nice Zin all over my desk.

 

[Guest]

Anybody have any suggestions on this?

Male age 40, Downs Syndrome, Not working, Lives with mother, Can do physical ADLs. Limited speech. Can not do a PHI. Can sign/print name.

Need about 20-25k

I can get him graded with United Heritage at $46.85 per k. Anyone have immediate or a lower cost?

Thanks,

Seems like I read somewhere recently that Baltimore Life will writes downs patients, you may want to check with them.

I have no experience with them, sorry I can't be more helpful.

 

[Todd King]

Baltimore only goes down to age 50.

 

[WinoBlues]

Baltimore only goes down to age 50.

Yeah, I think the no PHI and age are going to be limiting.

 

[Todd King]

I've searched several companies and for one reason or another, it's a no-go so far.

 

[WinoBlues]

I've searched several companies and for one reason or another, it's a no-go so far.

Thanks.

I am emailing you another deal you may be able to guide me on.

 

[Agentguy5]

Hartford has a Guaranteed Interest Rate UL that will cover a client with Downs for 50k and up... Yeah, probably not any help... Sorry!

 

[tomoverton0123]

Anybody have any suggestions on this?

Male age 40, Downs Syndrome, Not working, Lives with mother, Can do physical ADLs. Limited speech. Can not do a PHI. Can sign/print name.

Need about 20-25k

I can get him graded with United Heritage at $46.85 per k. Anyone have immediate or a lower cost?

Thanks,

Wino, based on your info I can write $25K for $40.89 monthly. It's a 2 yr ROP plus 10% in most states with AR & NV being a little different. It's Security National Life. Call me at 501-470-6868.