alexvon
Expert
- 22
Hey guys,
I got a 54 year old that was denied coverage. shes about 300lbs, dont remember height off the top of my head but probably around 5'6. Shes diabetic but not insulin dependent, does take metroformin (non-smoker).
Anyway she was denied coverage. wrote her a final expense policy which was just a 25k face whole life policy. Shes Haitian and a bit difficult to understand on the phone but when I called her to sit down again and discuss what happened she sounded really upset and concerned and its really been eating at me
Currently the only option I see is to offer her a guaranteed issue policy from gerber.
face value for the same premium goes from 25k to 15k
if anyone has any ideas for the state of new york its much appreciated
I got a 54 year old that was denied coverage. shes about 300lbs, dont remember height off the top of my head but probably around 5'6. Shes diabetic but not insulin dependent, does take metroformin (non-smoker).
Anyway she was denied coverage. wrote her a final expense policy which was just a 25k face whole life policy. Shes Haitian and a bit difficult to understand on the phone but when I called her to sit down again and discuss what happened she sounded really upset and concerned and its really been eating at me
Currently the only option I see is to offer her a guaranteed issue policy from gerber.
face value for the same premium goes from 25k to 15k
if anyone has any ideas for the state of new york its much appreciated