Hi. I just passed my state life exam and am starting to look at final expense companies, but a friend has asked me to find a policy for him. I have no experience with companies yet and have no idea what to tell him.
He is 68, in good health with no issues, active and in shape.
He asked for level or decreasing term for around $25,000 over a period of 20 years. He is not interested in the renewable policies he has seen where the premium increases every 5 years.
This is what he has requested, and I will also appreciate any helpful thoughts here. Thanks in advance.
He is 68, in good health with no issues, active and in shape.
He asked for level or decreasing term for around $25,000 over a period of 20 years. He is not interested in the renewable policies he has seen where the premium increases every 5 years.
This is what he has requested, and I will also appreciate any helpful thoughts here. Thanks in advance.