AARP for Final Expense

[GoCubsGo]

It seems as though many Independent Agents have the wrong mind-set---To merely,"TARGET", AARP consumers and bad mouth the Agent who sold it to them seems to tell a little about yourselves. Lets not try and fit a square cake into a round whole. NYL may not directly back AARP, but the name alone is what people want....not some Schmuck Agent trying to give them the best deal with a B rated company. Just sayin..

Wow, is this a joke or are you that stupid?

 

[BenS]

It seems as though many Independent Agents have the wrong mind-set---To merely,"TARGET", AARP consumers and bad mouth the Agent who sold it to them seems to tell a little about yourselves. Lets not try and fit a square cake into a round whole. NYL may not directly back AARP, but the name alone is what people want....not some Schmuck Agent trying to give them the best deal with a B rated company. Just sayin..

AARP markets their main product as a final expense product, yet in the fine print that seniors don't know about, it states that the term ends at 80. Why would you want a FE product that might not even be there when you die? FE has to be whole life, or at the least GUL. I wonder how many sales AARP would make if they told their clients that were say 72, "hey there, would you like to buy an 8 year term policy?"

As for the A rated argument... Wake up. There is a plethora of final expense carriers that are A rated and most people on this forum are selling A rated carriers exclusively.

 

[WinoBlues]

It seems as though many Independent Agents have the wrong mind-set---To merely,"TARGET", AARP consumers and bad mouth the Agent who sold it to them seems to tell a little about yourselves. Lets not try and fit a square cake into a round whole. NYL may not directly back AARP, but the name alone is what people want....not some Schmuck Agent trying to give them the best deal with a B rated company. Just sayin..

It is not sold by an agent.

Looks like you are thinking about going with NYL. Good choice to start with. However, you sound like I did when I first started with John Hancock. So do not listen to any of us old agents. Ask the most senior NYL agent you meet. Ask them there thoughts on the AARP term to 80 plans.

I just replaced an AARP deal on the wife. The husband age 78/79 has a Prostate and insulin Diabetes issues. Not to mention the Heart attack two years ago. What does you experience tell you his best option is? That is, other than dying very soon. I am not being a smart ass, I would really like to know.

 

[sman]

Wow, is this a joke or are you that stupid?

This may explain a little:

I passed the exam with an 80%. Now...a month later my license has been issued. Any advice on where to go from here? I've interviewed NY LIFE...PRIMERICA....not really sold. Im looking for a lucrative market. I live in California being a huge variable here.

After interviewing with NY LIFE I decided that Inurance was the right field for me. After gettinig my license and searching as much information I could about the business, I was overwhelmed with the way you all felt about being captive and drinking the blue kool-aid. I understand that most of you here are independent so I I can see why you would feel that way. But NY LIFE is the biggest, oldest Mutual Company for a reason...right? I get a negative vibe here for wanting to go captive thats all..

 

[Todd King]

Well then; does'nt seem to be a joke.....soooooooo....

 

[sman]

Nothing like a newbie thinking he knows more than a seasoned veteran. Reminds of most teenagers thinking they know more than their parents.

 

[WinoBlues]

Nothing like a newbie thinking he knows more than a seasoned veteran. Reminds of most teenagers thinking they know more than their parents.

My 13, 16 and 18 year olds think that the old man does not really understand how the real world works. My 30 year old War Vet, married, home owning father of two son ask me for my opinion and advise all the time. Now.

 

[GreenSky]

My 30 year old War Vet, married, home owning father of two son ask me for my opinion and advise all the time. Now.

I ask you for advice all the time. Does that mean I act like a 30 yr. old?

Rick

 

[WinoBlues]

I ask you for advice all the time. Does that mean I act like a 30 yr. old?

Rick

The difference is he actually listens, sometimes.

 

[GreenSky]

The difference is he actually listens, sometimes.

Sorry, I have you blocked. What did you post?

Rick