ACA-New: 2025 Marketplace Integrity and Affordability Proposed Rule=Lots of changes

[DonP]

How many on this thread ACTUALLY sell ACA plans?
To shop you have to update the application beginning in 2023. That updates income, etc.
The system pulls in data as we are updating the app-you really can't lie.
Oh and when they send you to Medicaid (as happened to my client last year) the Medicaid office does nothing and 12/15 comes and goes....

"Well....the ACA is based on PROJECTED INCOME, and it's hard to prove the future using a past tax return...so what do you want people to do who have had recent life/income changes?"

Yes you can lie big. Even if you made $300k last yr you could " Project" $30k next yr especially if your self employed " . The gov't been accepting BS excel spreadsheets when they question your income you do of your "projected " income .