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Anybody have an Rx guide for this product? The website only allows you to search by FE, but it shows Level, Graded and Modified, so I think it's still only showing the AmCon product.

This product has preferred, standard and modified.

Called into Aetna and the lady I'm talking to has no idea what I'm even trying to ask smh...

This is what I have on it.
 

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Yeah that's what everyone is sending out. But that's for the AmCon product. Notice it shows Level, Graded, Modified.

The Accendo product has Preferred, Standard, and Modified.

I did just d/l that today, so if that ain't it, then they don't have it yet.
 
I got that card in the mail today. It directs you to download an app to get the rates. Per the app the rates seem very expensive compared to other carriers.
 
I analyzed the app and the rates
To get super preferred you need to have been issued an Aetna med sup in last 6 months . One out of every 100 fe clients has a med sup and if so it’s probably not Aetna . So super preferred off table . Preferred seems to be around the price of prosperity .
Underwriting looks avg at best . If you use a wheel chair or scooter for anything chronic it’s a decline . If you’ve had cancer ever in your life more than once a decline . Neuropathy is modified. Any type of liver or kidney disease is modified . Any chronic respiratory, copd or chronic bronchitis is standard . That means any inhaler use such as asthma is standard which is very expensive . I don’t see a use here over what’s out there outside maybe copd with pain meds . But no direct express . Trinity much better underwriting and 10% cheaper . Any other thoughts ?
 
It covers literally 90% of the medical conditions you fibd, at a fair rate and what appears to be an easy process to sell. you always manage to find the glass half empty way to look at stuff....
 
I analyzed the app and the rates
To get super preferred you need to have been issued an Aetna med sup in last 6 months . One out of every 100 fe clients has a med sup and if so it’s probably not Aetna . So super preferred off table . Preferred seems to be around the price of prosperity .
Underwriting looks avg at best . If you use a wheel chair or scooter for anything chronic it’s a decline . If you’ve had cancer ever in your life more than once a decline . Neuropathy is modified. Any type of liver or kidney disease is modified . Any chronic respiratory, copd or chronic bronchitis is standard . That means any inhaler use such as asthma is standard which is very expensive . I don’t see a use here over what’s out there outside maybe copd with pain meds . But no direct express . Trinity much better underwriting and 10% cheaper . Any other thoughts ?

The above information on Asthma is incorrect. Just got off the phone with an Underwriter. It is not asked on the application so Asthma qualifies for Level Preferred.
 
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