Aflac......

[DHK]

I don't think he read this:

http://www.insurance-forums.net/for...nsurance/guidance-new-life-agents-t29999.html

Print it, read it, highlight it.

I'm not telling you NOT to go with Mass. They are a great company... but I wouldn't trust their training and marketing methods.

 

[DavidHill76]

I think you mentioned earlier you're cash is low or non existent. Going to be hard to make it at Mass without money. You finally find a client and it could take months to get it approved. Then factor in the contract (think it's 45%?) And you'll still be struggling.

You mention apologizing to me. .. no need. I just don't like doing clients a disservice. No good for you to write a few and then when you move on to your next offer, they are orphans.

It's bad enough you don't know what you want, but what's worse is one person can make one comment and you change your whole game plan. You don't even to check first to see if that person has any credibility.

So I get you on board, train you, get you on a system! Then the first person that says you can make 150k flipping burgers at McDonald's you'll be gone. You wouldn't even call to see if it was true.

I say all this to save you time and headache. Find another career. I don't see insurance as being anything remotely close to what you should do.

Just my .02

Fair enough. I know I'm pretty set on helping people. I think my Tom Rath strengthsfinder 5 strengths says I'll be good at it. Insurance is a part of the overall plan, but I want to be able to place people in investments, also. I can be very analytical which is why I don't think just insurance is a good choice but a mix of both insurance and investments will be.

Yeah, my cash is low, but I have a supportive family and fiance. I also have assets I can liquidate if the need comes to that. It will take at least a year, but I will be fine. It will be hard for up to three years, that's ok. I'm young and will run into struggles along the way, as I mature further and the industry changes.

It was a difficult decision to make and I had to call some of it by shooting from the hip and then I had to actually interview and meet people face to face. In the end, it feels like MidSouth is the right choice. I met with plenty of people and EdJ, while still up there on the top 5, was taken down because, I wouldn't be able to take my book of business with me, or move around. Once I set an area, I was set for life. With Mid south I can move anywhere in the southeast. I think my choice was right for me.

Also, I already made 75k flipping burgers, opening up a restaurant, it was great! I need to chase my dream of being a financial planner not restaurateur.

----------

I don't think he read this:

http://www.insurance-forums.net/for...nsurance/guidance-new-life-agents-t29999.html

Print it, read it, highlight it.

I'm not telling you NOT to go with Mass. They are a great company... but I wouldn't trust their training and marketing methods.

I read it and skimmed it, twice or three times. It really helped!!

 

[bboman23]

This should help!

 

[Glen Shelton]

Yeah, my cash is low, but I have a supportive family and fiance. I also have assets I can liquidate if the need comes to that.

David Hill's Assets:

Gameboy Advance w/ 32 games

Limited edition Pokemon card collection

3 Smirnoff Ices (He drank one last night)

Women's underwear collection

Estimated Net Worth: $840

You are gonna kill it as an FA!!!!

 

[goillini52]

View attachment 2793

This should help!

That's soooooooo bad!

----------

David Hill's Assets:

Gameboy Advance w/ 32 games

Limited edition Pokemon card collection

3 Smirnoff Ices (He drank one last night)

Women's underwear collection

Estimated Net Worth: $840

You are gonna kill it as an FA!!!!

That's even badder!

 

[VolAgent]

David,

I'm not going to insult you, but I did notice you didn't answer my question. How are they going to help you prospect? So far, you've got fluff that sounds good in an interview.

I've been there and done that with Mass, not MidSouth, but they don't sound much different.

I do find it interesting that you have suddenly gone from broke, to family will now pay my bills.

 

[Glen Shelton]

David, I'm not going to insult you...

... I do find it interesting that you have suddenly gone from broke, to family will now pay my bills.

Haha ^^ epic. Even VolAgent can only hold back for so long.

 

[VolAgent]

Haha ^^ epic. Even VolAgent can only hold back for so long.

If you find that to be an insult, I can't help you. It is merely an observation. I have spoken to David and he seems like a decent guy who is lost and grasping for straws. It seems that he has fallen for the siren's song at Mass.

Just like DHK, I have nothing against Mass. I do have something against any lack of training in prospecting. I seriously doubt their plan for him is much more detailed than what he has actually posted here.

 

[goillini52]

Haha ^^ epic. Even VolAgent can only hold back for so long.

I believe that in the political arena, that's called "waffling".

 

[DHK]

I do remember telling him to ask how much everything COSTS. Nothing at Mass is free. I think that report costs about $95?

Then there's "Blue Chip Prospecting" lists... that also have a cost.

He's going to have a hard time with this agency... and he doesn't even know it yet.

----------

Could you imagine if they get him started learning LEAP and spending $3,500 to get that system... + $800 for every 2-day training session?

And e-relationship? Mass promotes that too. $60/month (not bad) and you have a compliance approved drip-marketing campaign... but that's good for LONG-TERM... not paying the bills today.

----------

Highest costs... lower commissions (55% on whole life base premiums).

Then, because he'll be more confused than anything... he'll do joint work... and take a 50/50 split on the already low commissions.