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Yeah I think. They say they call it maroon. I never heard it before.
Agents who submit majority of their business towards Transamerica?
- Thread starter Funguy
- Start date
Yeah I think. They say they call it maroon. I never heard it before.
- 7,012
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If only agents could bring some type of tablet or laptop with them on appts
How many FE agents have tablets or laptops ... C’mon Josh ... WTF!
Matt Spamer
Expert
- 63
- 3,764
How many FE agents have tablets or laptops ... C’mon Josh ... WTF!
That's why you want to work with efes. Not OLA.
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What is this sorcery you speak of??If only agents could bring some type of tablet or laptop with them on appts
- 7,012
Aren't you under 360 Matt? Maybe not.
- 3,764
Not for all contracts. Always spread them out instead of hopping from one IMO to another like you do every 12 months
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That may have been the best thing in that situation, but I happened to open the paper up to the obituaries today and it seems like the number of people who die before say 70 is higher than you'd expect. It would be harder on the phone, but in person you could say, "Well, I'd better go. We all have to go sometime. Oh by the way, some of the obituaries today were for people who might not have saved much because they went when they didn't expect to go..."
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Transamerica is a necessary evil I would say. If you are an experienced agent that manages your money correctly, you could do ok with using Transamerica as your go-to company. If you are a new agent, I would probably hold off on making them my go-to company.
Pros:
Takes a ton of health conditions
Drafts correctly
Takes Direct Express cards (and drafts them correctly)
Paper application without having to do a phone interview (guess this is a con also?)
Name recognition
Cons:
Pays on draft instead of issue (new agents may have to wait 3-4 weeks to get paid in order to buy more leads)
No decision in the house (new agents are not perfect field underwriters initially)
Amendment happy if you make errors (you need to be PERFECT at filling out a 17 page application)
You get different answers each time you call in with a question
I know I am missing something, but at least this gives you an idea. As a new agent, I would have them in my bag for RARE situations. As you get better and actually have money in the bank, you could use them more if you want.
Just my opinion on the situation!
Pros:
Takes a ton of health conditions
Drafts correctly
Takes Direct Express cards (and drafts them correctly)
Paper application without having to do a phone interview (guess this is a con also?)
Name recognition
Cons:
Pays on draft instead of issue (new agents may have to wait 3-4 weeks to get paid in order to buy more leads)
No decision in the house (new agents are not perfect field underwriters initially)
Amendment happy if you make errors (you need to be PERFECT at filling out a 17 page application)
You get different answers each time you call in with a question
I know I am missing something, but at least this gives you an idea. As a new agent, I would have them in my bag for RARE situations. As you get better and actually have money in the bank, you could use them more if you want.
Just my opinion on the situation!
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