ALERT RE: 1st YEAR Commissions. MUST READ

I guess the Incentives where that you would be paid $400 a renewal amount up front of $200 and the Remaining $200 paid later....So the Incentive was commission they never really intended to pay. Do you MA agents feel like you where incentivized to enroll people in the best MA plan for them or do you feel CMS put up as many road blocks as possible and now is coniving the the carriers to screw you some more?


If this MIPPA debacle was really meant to discourage bad behavior from agents they would have flattened the commission difference between MA and PDP instead of widening it . How does it help Medicare beneficiaries when the dirty little secret is an insurance agent won't go to the trouble to come to your house and explain and PDP because it's just not worth the trouble.This reminds me of small group insurance in Florida (Less than 3 I think ) Sure it's GI but good luck finding an agent willing to do it for 1 %. More of these prospects will end up on MAPD just like the carriers planned.
 
Several times in 2009, we will run a report identifying those beneficiaries enrolled in a MA plan or PDP who were newly entitled or enrolled from original Medicare.

in their own words...case closed ..pay up!!!!
 
The kicker is I decided not to bother with them last year and now I am glad I didn't but my Marketer keeps pushing the training. I am not going to touch these ever changing plans at all!
 
The kicker is I decided not to bother with them last year and now I am glad I didn't but my Marketer keeps pushing the training. I am not going to touch these ever changing plans at all!

That is the most intelligent post I've seen on this thread. If CMS and the carriers need you to sign these people, then stop. See how successful CMS and the carriers are at enrolling seniors without you. Why in the world would you subject yourself to this level of grief?
 
There is a sucker born every minute, come November they are going to show us a bag of money like Don King used to show his fighters, to try and get them to fight, and some people are going to bite. That's the sad part about all of this.
 
It seems to me that we have become employees of CMS. They are now determining when and if we will be paid . That being the case they must now be accountable. Just as any agency that does not pay commissions are accountable to the governing entity. In this case we have to start with our state DOI and most of all begin a furious email and writing campaign to CMS.
CMS has to be made to explain the process to us.How or why someone we enrolled that were in IEP of have never had a MA plan before would not pay initial year commissions.
The carriers seem to not know the answers as to how it is determined if our clients were placed on these lists that CMS generated.
This PDP and Medicare as a MA and not new to MA is a total misrepresentation and really an insult to our intelligence.CMS requires that the enrollees get a PDP almost immediately of face penalties. We were told that we would be paid first year commissions to those new to MA because of the extended time needed to educate tbe enrolles to the MA plans since they had never used one.On this basis, certainly new commissions should not be affected by the enrollee having a PDP, since the education is still necessary to these individuals. We desreve to be treated with dignity and paid fairly. I for one will be writing and emailing and CMS asking them to veriify my enrollments as elegible for 1st year commissions.I will begin to collect affidavits from them stating that are inded new to Medicare, or have never been in a Medicare Advantage plan before. If all else fails I am going to have my very happy, grateful beneficiares start to call and complain to CMS that they are unhappy with the way that their agent is being treated. We need to make sure that they hear us..Please lets make a plan We need to work together to be heard.. I feel betrayed but I'm not giving up.!
 
"Next year show us a bag of money"

Next year they will tell us to f off. According to Ritter, CMS has approved a 0.81% raise for Med Adv. That means either $2 for existing or $3 for new. That should pay me to skip it and head on down the road.
 
DO YOU NOT KNOW???....THE LAW!!!! WHICH SAYS:

What are Part D Plans?

Medicare Part D is a voluntary prescription drug insurance program offered through Medicare, but it is not automatic — consumers must enroll through a private insurance company or health plan provider to enjoy the benefits of coverage.

ARE YOU NOT BAFFLED!?

HAD YOU REVIEWED YOUR TRAINING..YOU MIGHT HAVE NOT LOST YOUR HOME!

ART THOUGH A BEASHT TO CMS!!

"LOL this stuff is comical what does part D have to do with MA and if they are first time in MA. Looks like some of the providers had cms stick this in so they would not have to pay."

WHAT?!


 
...and what does CMS and the carriers count on? That they can do this kind of stuff and all that happens is keyboard warriors vent in a 15 page post.

Has anyone screwed out of legitimate commissions taken any real action? You may or may not have a case but most lawyers do not charge for the consultation.
 
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