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I'm concerned that our ability to earn a living selling health insurance is going to be severly limited in the future. California just about ready to mandate coverage which I believe will either force or allow carriers to cut our commission. When you need to buy something, you don't need to pay salespeople.
I've been looking at Critical Illness plans as an alternative. I understand that in England, this type of plan has great penetration. Perhaps when clients don't pay insurance carriers for health insurance, they are more willing to buy other plans.
I'm looking for feedback from people who have sold CI. Is it an "easy" sell. Do people see the need?
By the way, I'm not giving up on Seniors but would like to continue dealing with people who don't drool. Also, I have owned CI myself for 7 years.
Rick
I've been looking at Critical Illness plans as an alternative. I understand that in England, this type of plan has great penetration. Perhaps when clients don't pay insurance carriers for health insurance, they are more willing to buy other plans.
I'm looking for feedback from people who have sold CI. Is it an "easy" sell. Do people see the need?
By the way, I'm not giving up on Seniors but would like to continue dealing with people who don't drool. Also, I have owned CI myself for 7 years.
Rick