American Amicable
- Thread starter mbiallas
- Start date
- 19,672
Why do you think you see IMO's pimping them but not agents?
- Thread starter
- #3
If I had to guess its a sadly overpriced product that pays the IMO very well. Kinda American Memorial?
About the only place that AM AM shines for FE is if you are in a state where they have the "3 knockout questions" on the app and use that as a near GI. They don't cut the comps and the prices are great in comparison. Other than that....not so much.
American Memorial does have their place with heart stents and on clients at ages 78+. If the client can qualify as preferred, it's hard to beat their rates.
Neither of those companies should ever be a regular "go to" company.
American Memorial does have their place with heart stents and on clients at ages 78+. If the client can qualify as preferred, it's hard to beat their rates.
Neither of those companies should ever be a regular "go to" company.
- 189
what kind of knock out like what hiv positive?
These are the knockout questions...
1. Are you currently hospitalized, confined to a bed or nursing facility, confined to a wheelchair due to chronic illness or disease,
or using oxygen equipment to assist in breathing, or receiving Hospice Care? .......................................................................... Yes No
2. Have you had an organ transplant or been medically advised to have an organ transplant by a licensed member of the medical
profession; or diagnosed as having metastatic cancer, Alzheimer's, dementia, mental incapacity, or been diagnosed, treated
(including dialysis) or taken medication for renal insufficiency, kidney failure, liver failure, or respiratory failure? ..................... Yes No
3. Have you tested positive for exposure to the HIV infection or been diagnosed as having ARC or AIDS caused by the HIV infection
or other sickness or condition derived from such infection? ..................................................................................................... Yesor using oxygen equipment to assist in breathing, or receiving Hospice Care? .......................................................................... Yes No
2. Have you had an organ transplant or been medically advised to have an organ transplant by a licensed member of the medical
profession; or diagnosed as having metastatic cancer, Alzheimer's, dementia, mental incapacity, or been diagnosed, treated
(including dialysis) or taken medication for renal insufficiency, kidney failure, liver failure, or respiratory failure? ..................... Yes No
3. Have you tested positive for exposure to the HIV infection or been diagnosed as having ARC or AIDS caused by the HIV infection
- 3,165
Seems like all those questions would knock out most GI cases....I dont see a need for them in any situation!
Similar threads
