American Income Life Insurance

I was told by a high level recruiter at AIL that they "don't like 'thinkers' working here".
Makes me wonder who they do like working for them....
Not only did he just insult all his agents- but he insulted all the union workers, as AIL does sell mainly to unions. And, he really insulted the President, since the President is big into supporting unions. AIL is just one big insult. ha ha
 
I was told by a high level recruiter at AIL that they "don't like 'thinkers' working here".
Makes me wonder who they do like working for them....

Thinkers may not be wanted but a little to the con man side seems to be o.k.
 
AIL is one of those places to get your feet wet in the biz.

They churn and burn their agents......but what career agency doesn't???
 
Has anyone had any experience with AIL?

I've done some research and the company has an A+ rating from the BBB. However, I've found some individuals who don't think it is an honest company. The integrity of a company I might work for is a big concern for me.

Any thoughts?

AIL is a Torchmark Company. I used to work for LNL another Torchmark company. It was nothing but a revolving door for new agents. First year agent retention was horrible and the training can be just as bad.
 
AIL is a Torchmark Company. I used to work for LNL another Torchmark company. It was nothing but a revolving door for new agents. First year agent retention was horrible and the training can be just as bad.

My opinion is I would avoid all of the Torchmark Companies.
 
AIL is a Torchmark Company. I used to work for LNL another Torchmark company. It was nothing but a revolving door for new agents. First year agent retention was horrible and the training can be just as bad.
Me too, I worked for UA and LNL, but the UA offices around here became LNL. To me, AIL has always seemed to be maybe a little better. Maybe. And that is not saying much.

BTW, how can torchmark do so well in the wall street department? They are clearly flim flam artists- who would invest in them?
 
Me too, I worked for UA and LNL, but the UA offices around here became LNL. To me, AIL has always seemed to be maybe a little better. Maybe. And that is not saying much.

BTW, how can torchmark do so well in the wall street department? They are clearly flim flam artists- who would invest in them?

Again, and I know I'm not alone, a good AIL office is a GREAT place to get started. If you're a lead junkie (need constant leads you can't budget for) then they're even a great place to stick around for. They will teach you to sell and most agents that can't make it there aren't fit for the industry. I think part of why they have a bad name is they will let just about anyone have a crack at it. The more serious companies actually screen out for personalities and work/educational histories that would be a good fit for that type of a job.
 
I have chimed in before on AIL, so why not again, I am in the same boat with MedicarePlanSolutions. I worked with AIL and had great success, however the majority of this will hinge on if you are in a good office with a good manager, good meaning if the manager can train you and can teach you how to sell insurance, not how nice the manager is or is not to you.

The good with AIL is, tons, tons, tons of leads always have someone to talk to and go see. Another good is they have a good bonus system and other allowances that you are elgible before. If you can sell a few deals a week they will promote you.

Here is the bad, if the prospect is looking at other companies they can find a cheaper product, however cheaper is not always best. Silly presentation book that you must memorize, if you last more than 2 weeks It will probaly stay in your trunk until you walk into the office. Prepare to work at least 60 hours and every Saturday. The manager I worked with was making about 300K so he could care less if he worked 12 hours a day at a minimum.

I was not interested in management at the time, and I was sick of working all week long and every Saturday. After my 2 weeks of trainning, I never made less than 1300.00 a week, but I did exactly what they told me to do and I worked.




Again, and I know I'm not alone, a good AIL office is a GREAT place to get started. If you're a lead junkie (need constant leads you can't budget for) then they're even a great place to stick around for. They will teach you to sell and most agents that can't make it there aren't fit for the industry. I think part of why they have a bad name is they will let just about anyone have a crack at it. The more serious companies actually screen out for personalities and work/educational histories that would be a good fit for that type of a job.
 
I concur with the last two posts. I worked there for a while and was able to make some money, but the wear and tear on my vehicle and the long hours were too much. I incurred a lot of traveling and it was a bullshit product.
 
For educational purposes, could someone give us a better rundown on exactly what products they have and what they tend to sell the most of?
 
Back
Top