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Well I have just been informed that the individual department will no longer offer super preferred ratings. They told me all new policies are going to preferred one even if the client deserves the super preferred. It could be just in my state but I doubt it.
Also with Anthem the individual blue Access plans have been getting hammered on renewals. They have been averaging close to 30%. I thought it was just going to be a 4th quarter thing but it is not. Again maybe its just in my state.
The majority of my individual sales for the last 4 years have been with Anthem but at this point I have to switch to a new primary carrier for individual.
I have seen this before. Its almost like carriers will be competitive in the individual market for no more than 5 years and then they revamp. They will take 3 years off and then get competitive again.
Also with Anthem the individual blue Access plans have been getting hammered on renewals. They have been averaging close to 30%. I thought it was just going to be a 4th quarter thing but it is not. Again maybe its just in my state.
The majority of my individual sales for the last 4 years have been with Anthem but at this point I have to switch to a new primary carrier for individual.
I have seen this before. Its almost like carriers will be competitive in the individual market for no more than 5 years and then they revamp. They will take 3 years off and then get competitive again.