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For those of you in worksite marketing, I'd like to get opinions on how Assurity compares to Colonial and AFLAC from premiums to benefits.
Thanks
Thanks
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For those of you in worksite marketing, I'd like to get opinions on how Assurity compares to Colonial and AFLAC from premiums to benefits.
Thanks
Hi,
Which Colonial are you referring to - Colonial Life or Colonial Insurance out of Texas? Thanks everyone. I appreciate your help.
Charlie -
I spoke with a guy recruiting new agents for Colonial- not brokers- but career agents. In the career agent department- it seemed sort of like a pyramid, recuit 6 agents under you, split off, become a manager, those agents recruit 6 and then become a manager, so on. Like MLM sort of. However, I still think Colonial has the best products. And the best expertise and handling of cases and enrollments. While I know it is not really a pyramid or MLM, just the fact that they were using the recruiting model- shocked me for some reason. It's been used in insurance for years, though, so I don't know why I was surprised.
No, that is an MLM. The reward is not in selling, but in recruiting. An organization becomes an MLM when the focus moves from selling the product, to recruiting new individuals who recruit new individuals to sell the product.
Colonial has a sales leadership track which focuses on recruiting and training - which may or may not be for you. But there are other career tracks to follow.
Some of the biggest earners focus on opening new accounts which involves no recruiting at all. The commission structure and bonus payouts favor those who excel in this area.