Bankers Life: Any Opinions?

[Jerard]

the reason so many apps are clean sheeted is the agents are afraid to call in at night and state they didn't sell a single policy. So the new agents get smart and lie chat and steal so their manager won't rip them a new asshole on a nightly basis.

they sell from fear and pressure, then 3 months later, they quit

This is a great way to explain to clients the difference between captive and independent. And why their best bet on an honest agent is one that doesn't have teeth marks on their butts.

 

[RookieYankee]

I'm planning to head to Transamerica after I'm done with Bankers. I like their products a lot more but the reason I chose Bankers is because they said they will give me the leads and that I didn't have to hand in a list of friends and family (project 200), which is what I didn't want to do.

With Transamerica I have to pay for my leads which I won't mind doing with more experience. I want to learn the business but not if I have to go bankrupt doing it. With BL paying for my leads and having someone to talk to in person about what I'm doing I won't worry about all those mistakes.

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Wposition exactly did you do and for how long that has put you into a position in which you feel like you can't do this successfully?

I've been doing this on my own and the advice I've gotten is to get with someone who is willing to go out with me and to teach me in person which I just did with Bankers.

 

[CALTCAgent]

I'm planning to head to Transamerica after I'm done with Bankers. I like their products a lot more but the reason I chose Bankers is because they said they will give me the leads and that I didn't have to hand in a list of friends and family (project 200).

Please let us know how the leads they "give" you goes. If they said that it will hapenn.

 

[RookieYankee]

Please let us know how the leads they "give" you goes. If they said that it will hapenn.

I'll keep you posted.

 

[TIGIJ]

So bankers,Lincoln heritage,and senior life don't check mib,rx and don't do pos's correct? So agents can clean sheet to death. So higher rates but 99% issued

thats how they roll. They all promote clean sheet all the tr. it's just wrong

 

[Norwayguy]

I know people rip into Bankers and they clearly have their issues. Not the least of which was people only licensed a few months training other newbies. However I will say this I learned something from Bankers and I had ethics and mostly ran appointments on my own so no lieutenant dishonest clean sheeting (which does explain why I had policies not pass underwriting).

 

[Jerard]

It seems to me that the head honchos of BL would see that this agent behavior is counterproductive to the long term preservation of the company. Either they're too unaware to see it or they're a part of it. Sooner or later Karma will come a knockin' on their door.

 

[HoosierLife]

I know people rip into Bankers and they clearly have their issues. Not the least of which was people only licensed a few months training other newbies. However I will say this I learned something from Bankers and I had ethics and mostly ran appointments on my own so no lieutenant dishonest clean sheeting (which does explain why I had policies not pass underwriting).

I was waiting for the "...but they were good because of _______." Guess that isn't coming.

 

[Norwayguy]

It seems to me that the head honchos of BL would see that this agent behavior is counterproductive to the long term preservation of the company. Either they're too unaware to see it or they're a part of it. Sooner or later Karma will come a knockin' on their door.

But its the upper management that puts out policies that require a ranch to appoint 36 new agents per year. Of course I would think a better measure would be say produce x agents meeting a certain goal not just appoint someone and throw them out on the street with an agents that was a newbie last month.