Best Final Expense lead providers?

[titeye]

Yes. $80,292.00 to be exact issued in March. New company wide record at Sr Life. All tele-sales, live transfers Mon-Fri 9am-9pm, and on Sat from 9am to 6pm, and outbound calls on Sun afternoon/evening. Sunday afternoon proves to be a good time to make calls as people pickup there phone almost as good as they did 10 years ago. Try it for yourself.

She had 100% contact with all leads purchased, which is huge, which most agents don't enjoy. She spent zero % of her time chasing/tracking people down...either calling to set appointments or doing door knock drive by's. 100% of her time was spent talking to a lead just a minute or 2 old. And she didn't even have to crank her car up!

I don't take credit for her performance as she did all the heavy lifting. I'm very proud of her. I don't think she's going anywhere else anytime soon. Where else can she get live transfers (TV commercials) 6 days a week and write this volume of business? I'd have to say nowhere else.

And yes JD thank you for allowing me to share this info with the readers up here. Any agents out there that wants to talk about this opportunity is welcome to call me up to 7pm est Mon-Sun. We have the live transferTV leads! Thanks again JD

I will give you one thing. You don't believe there is such a thing as bad publicity, do you?

 

[theinsuranceman]

I will give you one thing. You don't believe there is such a thing as bad publicity, do you?

I believe in defending myself against verbal attacks.

 

[theinsuranceman]

Okay, the managers have more exposure to liability due to cosigning for leads on credit, which you are saying is the reason for the huge reduction in agent commission (20-40% less than street level). This sounds similar to paying lifetime interest of 20-40% on credit card debt, even after the balance is paid in full.
As an individual with integrity, wouldn't you be doing the agent a better service by encouraging them to get a secured credit card with their first commission check; financing their own leads; and giving them back more of their commission?
This is not about whether or not an agent likes the opportunity nor holding a gun to someone's head. This is about being honest and truthful about the facts.

It's probably similar in that your IMO has a 150% contract so why doesn't he give you 140%? Especially since his exposure to lead debt is zero.

 

[jdeasy]

Yes. $80,292.00 to be exact issued in March. New company wide record at Sr Life. All tele-sales, live transfers Mon-Fri 9am-9pm, and on Sat from 9am to 6pm, and outbound calls on Sun afternoon/evening. Sunday afternoon proves to be a good time to make calls as people pickup there phone almost as good as they did 10 years ago. Try it for yourself.

She had 100% contact with all leads purchased, which is huge, which most agents don't enjoy. She spent zero % of her time chasing/tracking people down...either calling to set appointments or doing door knock drive by's. 100% of her time was spent talking to a lead just a minute or 2 old. And she didn't even have to crank her car up!

I don't take credit for her performance as she did all the heavy lifting. I'm very proud of her. I don't think she's going anywhere else anytime soon. Where else can she get live transfers (TV commercials) 6 days a week and write this volume of business? I'd have to say nowhere else.

And yes JD thank you for allowing me to share this info with the readers up here. Any agents out there that wants to talk about this opportunity is welcome to call me up to 7pm est Mon-Sun. We have the live transferTV leads! Thanks again JD

I don't believe your story. Nor do I have trouble with getting people on the phone any day. So I don't need to bother people on sunday.

And she was chained to a desk and you think that's a good thing?

 

[jdeasy]

I believe in defending myself against verbal attacks.

You haven't been attacked. You atack. Then whine when you get the same in return.

You turn every thread into a recruiting pitch and offer nothing of value except to tell agents to lie to prospects on the phone.

 

[noah]

It's probably similar in that your IMO has a 150% contract so why doesn't he give you 140%? Especially since his exposure to lead debt is zero.

How come you act like you don't see my question?

How come you continue to post without posting your 2020,2021 1099 ?

How come you continue to post a bunch of numbers about how much money you and you're agents are earning without written proof ?

Is it because you're a chronic liar ?

 

[whatyouwantfinally]

It's simple. You're assuming all 200 agents write business.10% of the agents do 90% of the production. Most of those 200 agents are brokers, have been on my team for 2 or more months, and have written zero business. I think they must be living off their spouse or credit cards?

I have no interest in this whatsoever beyond the math.

Let's go with this. So, 20 agents are doing the 90% of the production. We'll weigh this in favor of your position as much as possible and say you're only getting 5% off that. If you're making ~$100k, that means the top 10% of your agents are doing ~$100k/year in production on average. If you're getting 10%, they're averaging ~$50k/year. Etc.

Sound about right?

 

[goillini52]

Okay, the managers have more exposure to liability due to cosigning for leads on credit, which you are saying is the reason for the huge reduction in agent commission (20-40% less than street level). This sounds similar to paying lifetime interest of 20-40% on credit card debt, even after the balance is paid in full.
As an individual with integrity, wouldn't you be doing the agent a better service by encouraging them to get a secured credit card with their first commission check; financing their own leads; and giving them back more of their commission?
This is not about whether or not an agent likes the opportunity nor holding a gun to someone's head. This is about being honest and truthful about the facts.

My guess is the 20-40% reduction in commissions are paying for the TV commercials.

 

[theinsuranceman]

I have no interest in this whatsoever beyond the math.

Let's go with this. So, 20 agents are doing the 90% of the production. We'll weigh this in favor of your position as much as possible and say you're only getting 5% off that. If you're making ~$100k, that means the top 10% of your agents are doing ~$100k/year in production on average. If you're getting 10%, they're averaging ~$50k/year. Etc.

Sound about right?

The $100k/year includes renewals that have accumulated over the years. Your math only shows over rides on 1st year commission, not any renewals. Averaging is the key word above. There's some solid producers averaged in with the agents that don't do zero.

 

[whatyouwantfinally]

The $100k/year includes renewals that have accumulated over the years. Your math only shows over rides on 1st year commission, not any renewals. Averaging is the key word above. There's some solid producers averaged in with the agents that don't do zero.

I know I didn't include renewals. I was trying to be as generous to your position as possible, so I didn't factor them in. But if you insist...

Given that your $100k/year INCLUDES renewals from previous production, your top 10% (20 agents out of 200) are averaging well UNDER 100k/year in premium production, assuming you get a 5% override. Assuming a 10% override, they're averaging well UNDER $50k/year in production.

The math doesn't leave a lot of room for this to make sense...what am I missing?