Can't Replace LH with Settlers? - Internal Replacement?

[Migshannon]

The new Settlers Underwriting Guode lays out the comapnies that are considered intrnl replacements and therefore oare not allowed.. Some I can understand as they amy be companies NGL has aquired but Lincoln Heritage??? What is thier relationship with LH???

"Internal Replacements are not allowed. Policies placed with the following companies would be considered internal replacements and therefore not allowed: Allnation, Central American/Ashley, Citizens Life Security, Commercial Travelers, CSL (United Liberty), Fort Dearborn, Kentucky Home Mutual, Key Life, Lincoln Heritage, Madison National, Milwaukee Life, National Guardian Life Insurance Company, NGL American, Protected Home Mutual, Trustmark, United Wisconsin, and Western Catholic Union."

From Settler's Home Office:

NGL has acquired a book of pre-need business from Lincoln Heritage. So if you are replacing a pre-need from Lincoln Heritage with a Settlers policy this is considered internal replacement. However, it is ok to replace a Lincoln FE policy with a Settlers FE policy.

I did not know Lincoln sold Pre-Need??

 

[rousemark]

I hear there is a bastion of higher education nestled in the foothills of the Smokies. On select Saturday in the autumn, a large tribe gathers to watch sporting events before dispersing back to their homes.

Yeah, Andy Griffith talked about "What it was, was football"

 

[rousemark]

From Settler's Home Office:

NGL has acquired a book of pre-need business from Lincoln Heritage. So if you are replacing a pre-need from Lincoln Heritage with a Settlers policy this is considered internal replacement. However, it is ok to replace a Lincoln FE policy with a Settlers FE policy.

I did not know Lincoln sold Pre-Need??

It was short lived.. sort of like their foray into medicare supplement.

 

[shonceman]

I hear there is a bastion of higher education nestled in the foothills of the Smokies. On select Saturday in the autumn, a large tribe gathers to watch sporting events before dispersing back to their homes.

I knowed you wuz a kollidg boy!

 

[rousemark]

Yeah, Andy Griffith talked about "What it was, was football"

 

[Todd King]

Yeah, Andy Griffith talked about "What it was, was football"

I also liked his bit, "Hockey here tonight"!

 

[Migshannon]

Not only is LH on there, but Madison National and Trustmark? I don't understand what their relationship with these companies would be.

Either way, yes, the powers that be at Settlers have really started to prove they are clueless. I mean, Steve Bontell has been showing that he is truly ignorant of the FE market for a while, but this involves more than him.

Todd King is Fake News!

Fake News, didn't you get an exception to be on the convention and then later get terminated for lack of production?? No wonder you're bitter.

So you make promises to insurance companies but can't keep your word.

You insult Settlers by saying they are Clueless and calling senior management Ignorant.

Settlers is doing great things in the FE market and their renewals are some of the strongest in the industry. Unless of course, you get under one of those "Other" Agency IMO's that alter the renewals to benefit themselves.

Just Saying.

 

[Mattschmidt]

Todd King is Fake News!

Fake News, didn't you get an exception to be on the convention and then later get terminated for lack of production?? No wonder you're bitter.

So you make promises to insurance companies but can't keep your word.

You insult Settlers by saying they are Clueless and calling senior management Ignorant.

Settlers is doing great things in the FE market and their renewals are some of the strongest in the industry. Unless of course, you get under one of those "Other" Agency IMO's that alter the renewals to benefit themselves.

Just Saying.

Please tell me where you're selling Settlers so our agents can replace it. Saying they are doing 'great' things is a joke.

 

[shonceman]

Todd King is Fake News!

Fake News, didn't you get an exception to be on the convention and then later get terminated for lack of production?? No wonder you're bitter.

So you make promises to insurance companies but can't keep your word.

You insult Settlers by saying they are Clueless and calling senior management Ignorant.

Settlers is doing great things in the FE market and their renewals are some of the strongest in the industry. Unless of course, you get under one of those "Other" Agency IMO's that alter the renewals to benefit themselves.

Just Saying.

Are you stalking him now?

 

[goillini52]

Are you stalking him now?

Well, I guess that Todd's kind of cute......if you're into that type of "lifestyle". Yuck.