CICA E-App

[noah]

I have a client whose birthday is 04/25 and wants to issue/draft 05/01.
Their system doesn't automatically change the age and adjust the premium to their age after their birthday.
Do you still have to go back after their birthday to get it issued?
Is their a work around ?

 

[jdeasy]

I have a client whose birthday is 04/25 and wants to issue/draft 05/01.
Their system doesn't automatically change the age and adjust the premium to their age after their birthday.
Do you still have to go back after their birthday to get it issued?
Is their a work around ?

There is no work around. Start it before their birthday or go back after their birthday.

 

[noah]

There is no work around. Start it before their birthday or go back after their birthday.

Business prevention department

 

[jdeasy]

Business prevention department

Every company has one.

 

[noah]

I just pivot to another carrier,done.

It's also very important to me to get the decision before I leave the house.

I'm running a business that puts what the client wants and expects.

The sad part of our industry is the people who make up the rules and regulations are completely clueless.

You cannot fix stupid even if it costs them lots of money.

 

[noah]

Every company has one.

SS billing is supposed to be available starting 04/25.
Is this true SS billing?

 

[jdeasy]

SS billing is supposed to be available starting 04/25.
Is this true SS billing?

It's their version of SSB. How "true" it is remains to be seen.

 

[noah]

It's their version of SSB. How "true" it is remains to be seen.

If it works like it's supposed to this will be an excellent option for direct express cards so let's hope so

 

[jdeasy]

If it works like it's supposed to this will be an excellent option for direct express cards so let's hope so

But what about their 28 day rule? That will ruin it anyway.

I've been writing them almost 2 years. They haven't figured drafting yet. Or the birthday problem.

 

[shonceman]

I have a client whose birthday is 04/25 and wants to issue/draft 05/01.
Their system doesn't automatically change the age and adjust the premium to their age after their birthday.
Do you still have to go back after their birthday to get it issued?
Is there a work around ?

Forgive me if I seem obtuse on this question! I don't have CICA, so I don't know how their e-app works. Can you generate a quote without doing the e-app? If so, why not get a quote for what their age will be on 5/1? Then just go ahead and do the app and tell them the correct amount they should expect to be drafted.