Yes but my mkt expanding and yours sideways . I've sold 11 fe policy's off my book the past 2 weeks . Thats about $10k of commission . Your people already have life or don 't need it . I've also sold 75 or so hospital plans the past yr . 70% commission and 13% avg renewals . The money i deposit is the same green as yours . To each his ownI've never received a call like this. Seems to be the market that you target, and the book that you've built. I prefer mine.