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Where can I get a good monumental contract?
;-P
;-P
COPD + Insulin
- Thread starter jemelton
- Start date
How about insulin over 50 units had heart surgery 3 years ago and is on plavix and other high blood pressure meds.? I was going to call Monumental and find out what they would offer.
My immediate thinking was American Con but the insulin is over 40 units allowing only modified.
My immediate thinking was American Con but the insulin is over 40 units allowing only modified.
- Thread starter
- #13
Nope, not even on modified for RYN, knock out is the meds, plavix and cerlog for heart.
- Thread starter
- #15
It is considered treatment for heart so I doubt it unless its on its own without the insulin. Cerlog is on the list as don't take so its an immediate no.
What is 'cerlog'... never heard of it before.
You wouldn't be referring to Coreg would you? Generic name carvedilol, a commonly prescirbed Rx following a HA. If he is taking coreg that would be a no-go with almost all cos for immed benefit FE, aside from the insulin.
That's what I meant. bad speller. If this client is just taking plavix it would be another story. This lady would be modified ( insulin + heart meds) and best rate I can come up with is American Con with her.
if the heart meds were prescribed over 2 years ago foresters will do level with this. I write a lot of Foresters so im familiar with their underwriting, I just wrote something similar to this not too long ago.
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I havent used Foresters since "The Change" a few mos ago, esp after everyone here talked about the new confusing app & PHI is even longer....since u write a lot with them, how do u feel about the changes?
Is it as bad as the agents here have posted?
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