Here is what I gathered from listening:
The gov't believes ALL health care is paid for by insurance (including a doctor visit, or prescription). This is the first flaw as it assumes we need insurance to pay for the small stuff.
Next, they are allowed to regulate that payment. Agreed, but only for those participants who have chosen to enter the commerce market. They can not compel you to get into the "market".
Lastly, it turns out that the democrats were so "scared" of calling it a "tax" during a recession, they preached a "penalty" and actually changed the words from "tax" to "penalty" before the final draft on purpose. If they would have just left it a tax, we wouldn't be having this discussion, as it's allowed to tax, just like social security/medicare.
The severability clause was purposely taken out by congress (it was in there originally), because while they want to redistribute wealth, they realized they can't bankrupt the country.
I also heard skepticism that all health care is responsible for cost shifting of UN-compensated costs, when it's really just the major stuff that causes cost shifting.
Solution: Everyone owns a 3-5k HSA plan, low income has their deductible paid for by the gov't with federal/state contributions into their HSA's. What's not spent, is theirs to keep. Wanna bet they visit the ER less frequently? Middle/higher income get tax incentives to buy and contribute to HSA's. Mandate price transparency for all medical procedures/costs. Incentivize through the tax code
The gov't believes ALL health care is paid for by insurance (including a doctor visit, or prescription). This is the first flaw as it assumes we need insurance to pay for the small stuff.
Next, they are allowed to regulate that payment. Agreed, but only for those participants who have chosen to enter the commerce market. They can not compel you to get into the "market".
Lastly, it turns out that the democrats were so "scared" of calling it a "tax" during a recession, they preached a "penalty" and actually changed the words from "tax" to "penalty" before the final draft on purpose. If they would have just left it a tax, we wouldn't be having this discussion, as it's allowed to tax, just like social security/medicare.
The severability clause was purposely taken out by congress (it was in there originally), because while they want to redistribute wealth, they realized they can't bankrupt the country.
I also heard skepticism that all health care is responsible for cost shifting of UN-compensated costs, when it's really just the major stuff that causes cost shifting.
Solution: Everyone owns a 3-5k HSA plan, low income has their deductible paid for by the gov't with federal/state contributions into their HSA's. What's not spent, is theirs to keep. Wanna bet they visit the ER less frequently? Middle/higher income get tax incentives to buy and contribute to HSA's. Mandate price transparency for all medical procedures/costs. Incentivize through the tax code
