DNA cancer screening tables are a medicare scam
- Thread starter AcemanX007
- Start date
- 30,398
It is now. I needs my bacon. Bacon is the Duck Tape of food.At least the thread isn't about . . . bacon . . .
There is a lot of difference. Medicare doesn't have to pay for that swab, nor does anyone but the company. So, you are only performing a vital function for underwriting purposes, not medical purposes. You do not receive any money solely due to the swabbing itself.
Arroyo Aaron
New Member
- 12
You are absolutely correct since you are only swabbing for the presence of nicotine...so they say...but in most cases it's still not done in a medical facility...
If you are only swabbing for nicotine why do companies that require a swab have the client sign an HIV disclosure statement?
MrMedicare101
New Member
Our agency has recently been introduced to this concept and just as many of you, we've had our concerns as well. However we are moving forward with the process, a broker from our upline was approached by the lab and she's been to the facility to meet with the staff.
Not everyone will qualify, the test will be administered by a genetics lab and not all plans are accepted. Original Medicare, Medicaid, PPO plans with UHC, Aetna, Humana, and Cigna will be accepted, not any HMO plans and no one under the age of 18.
The prospect must have 3 different people in the family tree (mother, father, sister, aunt, uncle, grandfather) with cancer and it has to be different types (lung, prostate, ovarian). However if the client themselves have had or has cancer then it's an automatic green light. It's a fairly new process for the lab so contracting has been slow and the commission can vary from lab to lab and your downline structure. I know I lot of FMO's are paying agents $300 across the board but we've chosen to pay more. Plus give you the opportunity to have a downline.
The opportunity is also open to non agents which would require an AML certificate and HIPPA. As a licensed agent you already have these certs due to AHIP, E&O and AML if you write life insurance.
The first payment takes 2 months to receive then after you are set up it comes faster. Our upline has submitted 12 swab kits, and I've done 4. The kits cost $35 but the lab is selling them to us for $10. Not sure if that's across the board, but this is how we are working things with our lab. Once I get paid I'll be sure to post an update and let you guys know. Carriers don't like this because it pays more than a MAPD plan and agents literally will stop producing Medicare plans and turn to this so I can see why UHC would be skeptical. Good luck guys I'll keep you informed.
Not everyone will qualify, the test will be administered by a genetics lab and not all plans are accepted. Original Medicare, Medicaid, PPO plans with UHC, Aetna, Humana, and Cigna will be accepted, not any HMO plans and no one under the age of 18.
The prospect must have 3 different people in the family tree (mother, father, sister, aunt, uncle, grandfather) with cancer and it has to be different types (lung, prostate, ovarian). However if the client themselves have had or has cancer then it's an automatic green light. It's a fairly new process for the lab so contracting has been slow and the commission can vary from lab to lab and your downline structure. I know I lot of FMO's are paying agents $300 across the board but we've chosen to pay more. Plus give you the opportunity to have a downline.
The opportunity is also open to non agents which would require an AML certificate and HIPPA. As a licensed agent you already have these certs due to AHIP, E&O and AML if you write life insurance.
The first payment takes 2 months to receive then after you are set up it comes faster. Our upline has submitted 12 swab kits, and I've done 4. The kits cost $35 but the lab is selling them to us for $10. Not sure if that's across the board, but this is how we are working things with our lab. Once I get paid I'll be sure to post an update and let you guys know. Carriers don't like this because it pays more than a MAPD plan and agents literally will stop producing Medicare plans and turn to this so I can see why UHC would be skeptical. Good luck guys I'll keep you informed.
I am hearing similar information, and am interested in finding out more .....
- 2,124
I am hearing similar information, and am interested in finding out more .....
Read this long and tiring thread and decide for yourself if the risk is worth it.
For the record, you''ll see that UHC sent an email a week or two ago about this being a scam, so I'm not sure how "MrMedicare101" claims their PPO is part of it.
One of the other carriers he mentioned had a DSNP training recently I attended. When I asked the reps about this, they never heard of it. This should tell you something.
As far as, the "carriers don't like this because it pays more than a MAPD plan and agents literally will stop producing Medicare plans and turn to this so I can see why UHC would be skeptical," it sounds like Mr. Medicare is drinking the KoolAid. The flavor is yet TBD.
Read this long and tiring thread and decide for yourself if the risk is worth it.
For the record, you''ll see that UHC sent an email a week or two ago about this being a scam, so I'm not sure how "MrMedicare101" claims their PPO is part of it.
One of the other carriers he mentioned had a DSNP training recently I attended. When I asked the reps about this, they never heard of it. This should tell you something.
As far as, the "carriers don't like this because it pays more than a MAPD plan and agents literally will stop producing Medicare plans and turn to this so I can see why UHC would be skeptical," it sounds like Mr. Medicare is drinking the KoolAid. The flavor is yet TBD.
- 6,020
You and your "downlines" better have plenty of bucks in the bank when the clawbacks begin. Many agents are going to endure financial ruin from this and many will file bankruptcy.
In addition - I predict many are going to face criminal charges for these actions.
- 6,020
LOL - no it doesn't. Consumers can only do these tests once in a lifetime - once . . .
Do you even realize the silliness you just posted?
