Does DI pay for health problems?

JJ2713

Guru
274
Does Disability Insurance cover health problems or just physical injuries/problems?

If so, then what's the difference between DI and Critical Illness Insurance? Why even offer Critical Illness Insurance if Disability Insurance covers both physical and health problems?
 
Disability replaces income when you cannot work due a disability, whether it is due to an accident or illness. Critical illness provides a payment for an illness without needing to be disabled.
 
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