E-app (Strategy Whole Life)

[GalvIns]

Hi friends,

We just got our Strategy Whole Life product put onto a nice e-app platform. The app can be completely filled out and sent directly to the underwriter. It isn't approved on spot or before you leave the house.

We were able to fill one out in under 10 minutes. You can probably do it faster if you load some of the clients info in before you walk in the house, but that has yet to be field tested. The client also signs the ipad so you don't have to worry about getting an emailed signature later.

Do y'all see any value in this?

 

[Baseball7]

Instant decision would be a killer but e-apps are the way of the future.

 

[GalvIns]

Instant decision would be a killer but e-apps are the way of the future.

That's kinda what I see as well. Our initiative is "Smart Underwriting" This e-app is nice too because it only lets you fill out what you have to, and if something comes up that does require an extra question, it only does that if it is required. No more. It'll also auto-populate across the application. Definitely a big step for us.